2027 Part D drug plans in New York
The complete list of stand-alone drug plans for 2027, the ones you pair with Original Medicare or a Medigap policy, each linked to its own page on Medicare.gov.
9 stand-alone Part D prescription drug plans are sold in New York for 2027, according to the CMS landscape file. New York is one Part D region, so the list is the same in every county. 8 of them are from carriers I'm appointed with. Which one costs you least depends on your prescriptions, their tiers and your pharmacy, not just the premium; you can join or switch from October 15 to December 7.
Every stand-alone Part D plan sold in New York for 2027
9 plans, from the CMS Medicare Advantage and Part D landscape file, contract year 2027. New York is a single Part D region, so the same plans are sold in every county, from Albany to Washington County. The first 8 are from carriers I'm appointed with and can enroll you in; the rest are listed so nothing is hidden. Each plan links to its own page on Medicare.gov, which shows its premium, deductible and drug list.
| Plan | Carrier | Plan ID | I can enroll you |
|---|---|---|---|
| SilverScript Choice (PDP) Premium and drug coverage on Medicare.gov | Aetna | S5601-006-0 | Yes |
| Humana Basic Rx Plan (PDP) Premium and drug coverage on Medicare.gov | Humana | S5884-216-0 | Yes |
| Humana Premier Rx Plan (PDP) Premium and drug coverage on Medicare.gov | Humana | S5884-217-0 | Yes |
| Humana Value Rx Plan (PDP) Premium and drug coverage on Medicare.gov | Humana | S5884-218-0 | Yes |
| AARP Medicare Rx Preferred from UHC (PDP) Premium and drug coverage on Medicare.gov | UnitedHealthcare | S5921-382-0 | Yes |
| AARP Medicare Rx Saver from UHC (PDP) Premium and drug coverage on Medicare.gov | UnitedHealthcare | S5921-379-0 | Yes |
| Wellcare Classic (PDP) Premium and drug coverage on Medicare.gov | Wellcare | S4802-077-0 | Yes |
| Wellcare Value Script (PDP) Premium and drug coverage on Medicare.gov | Wellcare | S4802-138-0 | Yes |
| HealthSpring Assurance Rx (PDP) Premium and drug coverage on Medicare.gov | Blue Cross and Blue Shield of IL, NM, OK, TX | S5715-024-0 | No |
Source: CMS Medicare Advantage and Part D landscape file, contract year 2027, read October 22, 2026. Employer-only plans are left out.
Who needs a stand-alone Part D plan
- Original Medicare, with or without a Medigap policy: Original Medicare doesn't cover most prescriptions, and Medigap doesn't either, so drug coverage comes from one of these plans. Medicare Supplement (Medigap) explains the pairing.
- Medicare Advantage: most Advantage plans include drug coverage, and joining a stand-alone plan usually ends the Advantage enrollment. The county lists are on the 2027 plans page.
- Employer or retiree coverage that counts as creditable: you can wait without a penalty. Part D in New York covers the late-enrollment penalty and when it applies.
How to pick among them
The plan with the lowest premium is often not the cheapest for the year. What decides it is whether your prescriptions are on the plan's drug list, at what tier, and at which pharmacies. Part D premiums for 2027 covers what's changing, and if your income is limited, Extra Help can lower the cost of any of these plans. Annual Enrollment runs October 15 to December 7; the new plan starts January 1.
Bring me your list of prescriptions and I'll run it against these plans at no fee: book a 2027 plan review.
- CMS Medicare Advantage and Part D landscape file, contract year 2027 — read October 22, 2026
- Medicare Plan Finder (Medicare.gov) — premium, deductible and drug list for each plan
- 42 CFR §423.2260, definition of marketing (eCFR) — why the table stops at plan names
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.
Common questions
Short answers to what people ask before they call.
Still have a question? Call (518) 902-8822 or book a call.
How many stand-alone Part D plans are there in New York for 2027?
9, according to the CMS landscape file read October 22, 2026. New York is a single Part D region, so the same plans are sold statewide.
Why are there no premiums on this page?
I keep the table to what Medicare's plan file lists: name, carrier and plan ID. Premiums, deductibles and drug lists belong in material the carriers review under Medicare's marketing rules. Each plan links to its own Medicare.gov page, which shows them, and I go through them with you against your own prescriptions.
Do I need a Part D plan if I have Medicare Advantage?
Usually not: most Advantage plans include drug coverage, and joining a stand-alone Part D plan usually ends the Advantage enrollment. Stand-alone plans are for people on Original Medicare, with or without a Medigap policy.
Ask for a Medicare comparison
Your doctors, your prescriptions and your ZIP code are all I need to start. No fee for plan comparison or enrollment.