I compare the plans I can offer where you live against your doctors and prescriptions, and show you when claiming Social Security pays off. One phone call to start.
30 minutes · I call you · no cost
Insuring a business? I'm also a commercial broker: workers' comp, liability, commercial auto and the certificates your landlord or town asks for. Business insurance
Medicare, Social Security timing, and insurance for your home, car, life and business, from one licensed agent and broker who is also a Registered Social Security Analyst. Instead of three offices, you talk to one person who sees how each decision affects the others.
I compare the Medicare Advantage, Medicare Supplement (Medigap) and Part D plans I'm authorized to offer where you live, against the doctors you see and the prescriptions you take, then handle the enrollment and a review every fall.
There's no fee: the insurance company pays me, not you.
Explore Medicare optionsAs a Registered Social Security Analyst I walk through what your retirement benefit looks like at 62, full retirement age and 70, including spousal and survivor benefits and working while you collect.
Your own benefit, for anyone born in 1960 or later. Spousal and survivor benefits follow different rules, and I check those too; try your own numbers.
Discuss my Social Security questionsWe do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week.
Reviews are quoted from Google and may be shortened.
He took the time to understand our different needs, explain every detail clearly … He is knowledgeable, patient, responsive, and genuinely cares about the people he helps.
Highly recommend Ibrahim for Medicare, Social Security, and all your insurance needs in Clifton Park! Knowledgeable, patient with seniors, and super quick to respond. A trusted local broker you can count on.
Very knowledgeable and attentive. He took great care of us. Process was simple and stress-free. I appreciate all his help. And would gladly recommend him to anyone looking for guidance on choosing the right plan.
Ibrahim is my go-to guy for anything Medicare or Medicaid related. Anytime a friend or family member has questions, I send them straight to him. He knows his stuff and actually explains things instead of just rushing you through.
He took the time to explain everything without making it confusing or making me feel rushed. He answered all of my questions … You can tell he actually cares about helping people instead of just trying to sell you something.
He helped me with my auto insurance. Super easy, quick and good price. Thank you
Annual Enrollment is open until December 7
I check your doctors and prescriptions against the 2027 plans.
Not sure which of these you need?
One call covers all of it. Home, auto and business coverage is written in New York.
Private Client
For people who want everything they insure reviewed together once a year, Social Security and insurance timing coordinated with their accountant, and one person who works with their accountant and attorney.
Short answers to what people ask before they call.
No. Medicare plan comparison, help choosing and enrollment cost you nothing — the carrier pays a commission when you enroll, and your premium is identical whether you enroll through me, through the carrier, or on medicare.gov. The Social Security analysis is free too. What it costs to work with me.
There isn't one best Medicare plan for everyone. The right fit depends on your doctors and hospital, your prescriptions, how much you travel, and whether you'd rather pay more each month or more when you use care. I compare the Medicare Advantage, Medigap and Part D plans I can offer in your county against those, side by side, so you can see which one fits you. What's the best Medicare plan this year? has the county-by-county picture.
Look for an agent you can verify in the NY Department of Financial Services license lookup, who tells you how they're paid, checks your doctors and prescriptions before recommending anything, and is still there after you enroll. What to look for in a Medicare agent near you.
It depends on the plan type. With Original Medicare plus a Medigap policy, you can see any provider in the country who accepts Medicare. With Medicare Advantage, you're usually limited to a network — so we check your specific doctors, including specialists, before we look at anything else.
Three main windows. Your Initial Enrollment Period is the seven months around your 65th birthday. The Annual Enrollment Period runs October 15 – December 7 every year, when anyone can switch Medicare Advantage or Part D plans for January 1. The Medicare Advantage Open Enrollment Period, January 1 – March 31, lets people already on a Medicare Advantage plan make one change. Outside those, you need a Special Enrollment Period — moving, losing employer coverage, or qualifying for Extra Help are common ones.
No. A first call can be by phone or WhatsApp, and full reviews work well by video. I meet in person in Clifton Park, off Northway Exit 9, by appointment, and I visit clients at home across Saratoga, Albany, Schenectady, Rensselaer, Warren and Washington counties when that is easier. Weekend mornings are part of my regular hours, and evening appointments are available by arrangement.
No. I am a licensed insurance agent, not connected with the federal Medicare program or the Social Security Administration. To reach Medicare itself call 1-800-MEDICARE or use medicare.gov; the Social Security offices in Albany, Schenectady, Troy and Glens Falls are on the SSA offices page, with hours and what each handles.
Tell me which decision you're working on and I'll get back to you in under 30 minutes during office hours. Whether it's Medicare, Social Security, or insurance for your business or home, the first conversation is just a conversation.
I'm based in Clifton Park and work in person across six counties, the four on the map plus Warren and Washington, or by phone.
Close to the Clifton Park office: Clifton Knolls, Country Knolls, Rexford, Vischer Ferry, Jonesville, Groom's Corners and Halfmoon across Route 9 — I'll come to you at home.
