Medicare agent in Latham and Colonie

Where Latham and Colonie residents get care

Route 9 and Route 7 are lined with practices from both Albany systems, and they admit to different hospitals:

• St. Peter's Health Partners — St. Peter's Family Medicine at 713 Troy-Schenectady Road (518-269-4700) and St. Peter's Internal Medicine at 582 New Loudon Road, among others. Admissions go to St. Peter's Hospital at 315 South Manning Boulevard in Albany (518-525-1550), about ten minutes down Route 9, or to Samaritan in Troy.
• Albany Med Health System — EmUrgentCare at 1019 New Loudon Road and physician practices across Colonie. Admissions go to Albany Medical Center at 43 New Scotland Avenue (518-262-3125).
• Community Care Physicians — the large multi-specialty group with Latham offices at 6 Wellness Way; its doctors admit to more than one hospital, so the question is which one yours uses.
• Across the river — Samaritan Hospital at 2215 Burdett Avenue in Troy (518-271-3300) is closer than either Albany hospital for parts of Latham and Cohoes; it belongs to St. Peter's Health Partners, so it follows the St. Peter's carrier list.

If your primary-care doctor is in Latham and your specialist is in Albany, a Medicare Advantage plan can include one and not the other, because the two systems contract with carriers independently and the overlap changes every January. The fix is boring: check the directory before you enroll. The 2026 lists of Advantage carriers Albany Med, St. Peter's and Ellis each accept are on one page, and every plan sold in Albany County this year is placed against each hospital's list on the Albany Medical Center and St. Peter's Hospital pages; the plain county plan list is there too.

What's particular about Latham and Colonie

• Retiree coverage from three directions. Colonie sits between the state offices in Albany and GE in Schenectady, and its retirees carry NYSHIP, GE arrangements, school-district plans and union plans in large numbers. Each one interacts differently with an individual Medicare plan; whether a plan adds to that coverage or cancels it is the first question, before premiums, before extras. The NYSHIP retirees guide covers the state side.
• Albany County pricing, Saratoga County neighbors. Latham is ten minutes from Clifton Park and in a different county. Advantage plans are filed by county, so the two line-ups differ, and the Medigap premiums are the Albany-region figures. A move across the county line during the year is a Special Enrollment Period of its own; the enrollment check shows what's open.
• Working past 65. If you're still working at 65 with employer coverage, at the state, a hospital, Siena College or anywhere else, whether to delay Part B, and how to avoid the penalty when you do, is in Medicare while working past 65.
• Senior housing along Route 9 and Wolf Road. Independent and assisted living communities in Colonie and Loudonville each have their own arrangements for visiting physicians and pharmacy delivery; the plan has to match those, not just the hospital.

Latham and Colonie Medicare facts for 2027

• Plans: 57 Medicare Advantage plans are sold in Albany County for 2027, and I can enroll you in 52 of them. Every 2027 plan in Albany County · what changed since 2026.
• Hospitals: which carriers' plans each one lists for 2027: St. Peter's Hospital · Albany Medical Center.
• Social Security office: Albany Social Security Office, which serves the City of Albany and most of Albany County, including Colonie, Latham, Loudonville, Guilderland, Delmar and Bethlehem. Medicare Part A and B sign-up runs through Social Security.
• Before you choose: Medicare Advantage vs Medigap in New York · reading your 2027 Annual Notice of Change · turning-65 checklist.

Meeting in Latham

My office is in Clifton Park, ten minutes north on Route 9 or the Northway. I meet Latham and Colonie clients there, at home anywhere in the town, in Loudonville or Cohoes, or by phone and WhatsApp. First conversations are just conversations; nothing is decided on a first call.

What a Latham plan review covers

1. Every doctor you see, checked against each plan's current directory, with particular attention to whether your primary care and your specialists sit in the same system.
2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
3. Retiree, VA or Medicaid coverage and exactly how each option would interact with it.
4. A written comparison with total yearly cost, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Albany County.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Run a business here too? Business insurance in Latham and Colonie. For your car, home or rental: home and auto insurance in Latham.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.