Medicare agent for Schodack and Castleton

Where Schodack residents get care

The hospitals Schodack and Castleton-on-Hudson residents are admitted to are in Troy, Albany and Hudson, and belong to two health systems:

• St. Peter's Health Partners — Samaritan Hospital at 2215 Burdett Avenue in Troy (518-271-3300) and St. Peter's Hospital at 315 South Manning Boulevard in Albany (518-525-1550). The two follow the same accepted-carrier list.
• Albany Med Health System — Albany Medical Center at 43 New Scotland Avenue in Albany (518-262-3125), and, down the river, Columbia Memorial at 71 Prospect Avenue in Hudson (518-828-7601), which has care centers across Columbia and Greene counties. Both are on the Albany Med Health System's accepted-insurance list, but being in the same system does not mean the same plan contracts for every practice.

With a Medicare Advantage HMO, your primary-care doctor, your specialists and the hospital they admit to all have to be in the plan's directory for the year; Original Medicare with a Medigap policy has no network, so any provider that accepts Medicare works. Every plan sold in Rensselaer County is placed against Samaritan's list on its own page, with St. Peter's and Albany Medical Center alongside, and the carriers each Capital Region hospital lists are on one page. Columbia Memorial has no page of its own here; I check it, and each of your doctors, by name in the plan's directory.

What's particular about Schodack

• One village, many hamlets, one plan list. Castleton-on-Hudson is the town's only village; the rest of Schodack is hamlets such as East Schodack, Schodack Center and Schodack Landing, and the town's own offices on Schuurman Road use a Castleton mailing address. Plans follow the county, so every address in the town sees the Rensselaer County list: 57 Medicare Advantage plans for 2027.
• Doctors across the river, plans from this side. Albany Medical Center and St. Peter's are in Albany County, which has its own list (57 plans for 2027), and Columbia Memorial is in Hudson. You still choose from Rensselaer County's plans; what matters is whether a plan on that list includes the doctors you drive to. A move out of your plan's service area, or to an address with new plan options, opens a Special Enrollment Period.
• Network reach matters more than extras. When the doctors you use are spread between Troy, Albany and Hudson, a narrow HMO network can leave one of them out. That is a reason to look at PPO plans and at Original Medicare with Medigap alongside HMOs, before comparing anything else.
• Medigap is priced like Albany. New York's Department of Financial Services compares Medigap premiums by region, and its Albany region covers ZIP codes starting 120–123 and 128–129, which takes in Castleton addresses (12033). In New York you can buy or switch Medigap in any month without health questions; the current premiums for the region are on their own page.
• Retiree and employer coverage first. State, school district and hospital retirees, and people still working at 65, have coverage that coordinates with Medicare in its own way. Whether an individual plan adds to it or cancels it comes before any comparison; NYSHIP retirees and Medicare while working past 65 cover the two most common cases.

Schodack Medicare facts for 2027

• Plans: 57 Medicare Advantage plans are sold in Rensselaer County for 2027, and I can enroll you in 52 of them. Every 2027 plan in Rensselaer County · what changed since 2026.
• Hospitals: which carriers' plans each one lists for 2027: Samaritan Hospital · St. Peter's Hospital · Albany Medical Center.
• Social Security office: Troy Social Security Office, which serves Rensselaer County: Troy, East Greenbush, North Greenbush, Brunswick, Schodack and Hoosick Falls, plus Cohoes and Watervliet across the river. Medicare Part A and B sign-up runs through Social Security.
• Before you choose: Medicare Advantage vs Medigap in New York · reading your 2027 Annual Notice of Change · turning-65 checklist.

Meeting in Schodack

My office is in Clifton Park, off Northway Exit 9. I meet Schodack and Castleton-on-Hudson clients there, at home, or by phone, WhatsApp or video. A first call takes about fifteen minutes: your ZIP code, your doctors and where they are, your prescriptions, and any retiree, VA or Medicaid coverage. Nothing is decided on a first call.

What a Schodack plan review covers

1. Every doctor you see, checked against each plan's current directory, including which hospital they admit to: Samaritan, St. Peter's, Albany Medical Center or Columbia Memorial.
2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
3. Retiree, employer, VA or Medicaid coverage and exactly how each option would interact with it, plus a screening for the Medicare Savings Program and Extra Help.
4. A written comparison with total yearly cost, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Rensselaer County. Next door: East Greenbush, North Greenbush and Rensselaer and Troy.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Run a business here too? Business insurance in Schodack and Castleton.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.