Medicare agent for Hudson Falls and Fort Edward

Where Hudson Falls and Fort Edward residents get care

• Glens Falls Hospital, 100 Park Street, Glens Falls (518-926-1000) — a member of the Albany Med Health System, with a 24-hour Emergency Department and the C.R. Wood Cancer Center on its campus. It describes itself as serving Warren, Washington, Essex, Hamilton and northern Saratoga counties, and it runs the Hudson Falls Medical Center at 325 Main Street (518-747-3376), a primary care and geriatric medicine practice open weekdays.
• Hudson Headwaters Health Network — a nonprofit community health center network whose Fort Edward-Kingsbury Health Center is at 48 East Street in Fort Edward (518-824-8630), with family and internal medicine, lab, podiatry and behavioral health. Its insurance page names carriers, not individual Medicare Advantage plans, so the plan's own directory is the final check.
• Specialists in Saratoga Springs and Albany. Saratoga Hospital at 211 Church Street in Saratoga Springs and Albany Medical Center are in the same health system as Glens Falls Hospital, but being in the same system does not mean the same insurance contracts. If you see a cardiologist or oncologist in Saratoga Springs or Albany, I check that office separately.

Original Medicare has no network, so with a Medigap policy every one of these works as long as the provider accepts Medicare. With Medicare Advantage, the hospital, the health center and each specialist all have to be in the specific plan's directory for the year. The pages for Glens Falls Hospital, Saratoga Hospital and Albany Med show which carriers each one lists, and the carriers for every Capital Region hospital are side by side on one page; I still check each hospital and doctor by name in the plan's directory.

What's particular about Hudson Falls and Fort Edward

• The hospital is in another county; your plan list isn't. Glens Falls Hospital is in Warren County (45 Medicare Advantage plans for 2027), but plans follow where you live, so Hudson Falls, Kingsbury and Fort Edward see the Washington County list: 44 plans for 2027. The Glens Falls Hospital page places the Washington County plans against the hospital's list separately from the Warren County ones.
• The 12828 ZIP code crosses a county line. The Census Bureau's ZIP-to-county file puts part of the Fort Edward 12828 ZIP area in Saratoga County, which has its own list of 52 plans. Two neighbors with the same post office name can be choosing from different plans, so I start from your street address. A move to an address outside your plan's service area, or to one with new plan options, opens a Special Enrollment Period that runs for two full months after the move.
• Getting to appointments. CDTA's Route 404 serves Hudson Falls and Fort Edward, and since August 23, 2026 Route 402 reaches Glens Falls Hospital on weekdays. For residents 60 and over who are not on Medicaid and have no other transportation, the county Office for Aging arranges rides through L.E.A.P. (518-746-2390, registration required) and GoGo Grandparent. If that is how you get to the doctor, the plan's in-network doctors need to be somewhere those rides go.
• Medigap is priced like Albany. New York's Department of Financial Services compares Medigap premiums by region, and its Albany region covers ZIP codes starting 120–123 and 128–129, which takes in Hudson Falls (12839) and Fort Edward (12828). In New York you can buy or switch Medigap in any month without health questions; the current premiums for the region are on their own page.
• Retiree and employer coverage first. State, county, school district and hospital retirees, and people still working at 65, have coverage that coordinates with Medicare in its own way, and joining an outside plan can disrupt it. That question comes before any comparison; NYSHIP retirees and Medicare while working past 65 cover the two most common cases.

Hudson Falls and Fort Edward Medicare facts for 2027

• Plans: 44 Medicare Advantage plans are sold in Washington County for 2027, and I can enroll you in 43 of them. Every 2027 plan in Washington County · what changed since 2026.
• Hospitals: which carriers' plans each one lists for 2027: Glens Falls Hospital · Saratoga Hospital · Albany Medical Center.
• Social Security office: Glens Falls Social Security Office, which serves Warren and Washington counties and northern Saratoga County: Glens Falls, Queensbury, South Glens Falls, Lake George, Hudson Falls, Saratoga Springs and Wilton, plus Ticonderoga and Schroon Lake in southern Essex County. Medicare Part A and B sign-up runs through Social Security.
• Before you choose: Medicare Advantage vs Medigap in New York · reading your 2027 Annual Notice of Change · turning-65 checklist.

Meeting in Hudson Falls and Fort Edward

My office is in Clifton Park, off Northway Exit 9. I come up the Northway to meet Hudson Falls, Kingsbury and Fort Edward clients at home, or we talk by phone, WhatsApp or video. A first call takes about fifteen minutes: your street address and ZIP code, your doctors and where they are, your prescriptions, and any retiree, VA or Medicaid coverage. Nothing is decided on a first call.

What a Hudson Falls plan review covers

1. Every doctor you see, checked against each plan's current directory: Glens Falls Hospital and its Hudson Falls practice, the Fort Edward-Kingsbury Health Center and your provider there, and any specialists in Saratoga Springs or Albany.
2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
3. Retiree, VA or Medicaid coverage and exactly how each option would interact with it, plus a screening for the Medicare Savings Program and Extra Help.
4. A written comparison with total yearly cost, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Washington County. Nearby: Glens Falls and Queensbury and Greenwich and Cambridge.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Run a business here too? Business insurance in Hudson Falls and Fort Edward.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.