Which Medicare Advantage plans does Glens Falls Hospital accept?
The hospital publishes its answer at carrier level; Medicare sells plans. This page joins the two: Glens Falls's own list, quoted with dates, and every 2026 plan sold in Warren County placed against it, so you can see which plans need a closer look before you enroll, and which need a phone call first.
Glens Falls Hospital is part of Albany Med Health System, and its accepted-insurance list, read September 16, 2026, names CDPHP, MVP Health Care, Highmark Blue Shield of Northeastern NY, UnitedHealthcare, Fidelis Care, Empire BlueCross BlueShield (Anthem), Hamaspik Medicare Select and Nascentia Health Plus for Medicare Advantage, lists Aetna and EmblemHealth with the note that not all of their plans participate, and states that Humana Medicare plans are not accepted (non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list). A carrier on the list does not mean every plan it sells includes the hospital, and a carrier missing from it is unverified, not excluded; the specific plan's provider directory is the final check. The table below puts each of the 91 Medicare Advantage plans sold in Warren County and Washington County for 2026 under the hospital's own wording. Original Medicare, with or without a Medigap policy, is accepted at Glens Falls Hospital without any of this.
Glens Falls's list, 2026
Glens Falls Hospital in Glens Falls is part of Albany Med Health System, which publishes one accepted-insurance list for its hospitals (Albany Medical Center (Albany), Saratoga Hospital (Saratoga Springs), Glens Falls Hospital, Columbia Memorial (Hudson), Malta Med Emergent Care). Glens Falls Hospital serves Warren and Washington counties and the northern end of Saratoga County. It joined Albany Med Health System, so the system's list applies, and its own page names United Healthcare alongside the system's carriers. Plans are filed by county, so a Queensbury resident and a Fort Edward resident see different plan lists even though they use the same hospital; both lists are below.
What the list says about Medicare Advantage carriers, read September 16, 2026:
- Listed: CDPHP; MVP Health Care; Highmark Blue Shield of Northeastern NY; UnitedHealthcare (Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare); Fidelis Care; Empire BlueCross BlueShield (Anthem); Hamaspik Medicare Select; Nascentia Health Plus.
- Listed, not all plans: Aetna (listed with 'does not participate in all plans'); EmblemHealth (listed with 'does not participate in all plans'). The hospital itself adds that note, so the specific plan matters more than usual here.
- Not accepted: Humana (non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list).
- Not on the list: Wellcare, Trinity Health Plan of New York, VNS Health. Absent from the page as read, which is a reason to verify with the plan and the hospital, not proof of exclusion.
Source: Accepted insurance (Albany Med Health System), read September 16, 2026. The list covers hospital facility services; hospital-based physician groups (anesthesia, radiology, pathology, emergency) bill separately and may participate in different plans, and a physician office's own insurance list is not the hospital's.
Every 2026 Medicare Advantage plan sold in Warren County, against Glens Falls's list
46 plans, from the CMS Medicare Advantage and Part D landscape file, contract year 2026, read September 21, 2026. Each plan is placed under the hospital's wording for its carrier: 19 listed, 9 listed with the "not all plans" note, 5 from a carrier the hospital states it does not accept, 13 from carriers not on the list. The last column shows which plans I can enroll you in; the rest are listed so the field is complete. Premiums, copays, extras and star ratings are left off on purpose; they are in each plan's own documents and on medicare.gov/plan-compare.
| Plan | Carrier | Type | On Glens Falls's list | I can enroll you |
|---|---|---|---|---|
| CDPHP $0 Medicare Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Choice Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Clear Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Core (HMO) | CDPHP | HMO | Listed | Yes |
| Forever Blue 770 (PPO) | Highmark Blue Shield of Northeastern NY | PPO | Listed | No |
| Senior Blue 652 (HMO) | Highmark Blue Shield of Northeastern NY | HMO | Listed | No |
| MVP DualAccess Complete (HMO D-SNP) (Dual-Eligible) | MVP Health Care | HMO D-SNP | Listed | Yes |
| MVP Medicare Complete Wellness with Part D (PPO) | MVP Health Care | PPO | Listed | Yes |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| MVP Medicare Secure Plus with Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| AARP Medicare Advantage from UHC NY-0015 (PPO) | UnitedHealthcare | PPO | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| AARP Medicare Advantage from UHC NY-29 (HMO-POS) | UnitedHealthcare | HMO-POS | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | UnitedHealthcare | HMO-POS | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Complete Care NY-33 (HMO-POS C-SNP) (Chronic or Disabling Condition) | UnitedHealthcare | HMO-POS C-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-S001 (PPO D-SNP) (Dual-Eligible) | UnitedHealthcare | PPO D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) (Institutional) | UnitedHealthcare | PPO I-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| Aetna Medicare Eagle Giveback (PPO) | Aetna | PPO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Elite (PPO) | Aetna | PPO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Enhanced (PPO) | Aetna | PPO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Full Dual (HMO D-SNP) (Dual-Eligible) | Aetna | HMO D-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Longevity (PPO I-SNP) (Institutional) | Aetna | PPO I-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Partial Dual (HMO D-SNP) (Dual-Eligible) | Aetna | HMO D-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Signature (HMO) | Aetna | HMO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| EmblemHealth VIP Dual (HMO D-SNP) (Dual-Eligible) | EmblemHealth | HMO D-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| EmblemHealth VIP Value (HMO-POS) | EmblemHealth | HMO-POS | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Wellcare Advantage Enhanced (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Advantage Simple (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Assist Open (PPO) | Wellcare | PPO | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Dual Access Open (PPO D-SNP) (Dual-Eligible) | Wellcare | PPO D-SNP | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Assist (HMO-POS) | Wellcare | HMO-POS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Dual Align (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Patriot Simple (HMO-POS) | Wellcare | HMO-POS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Simple (HMO-POS) | Wellcare | HMO-POS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Giveback Open (PPO) | Wellcare | PPO | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Premium Enhanced (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Premium Ultra (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Simple Open (PPO) | Wellcare | PPO | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) (Dual-Eligible) | Humana | HMO D-SNP | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| HumanaChoice Giveback H5970-030 (PPO) | Humana | PPO | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| HumanaChoice H5970-029 (PPO) | Humana | PPO | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) (Dual-Eligible) | Humana | PPO D-SNP | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
"Listed" means the plan's carrier appears on the hospital's list; it does not mean this plan's network includes Glens Falls Hospital. "Not accepted" is the hospital's own statement about the carrier, with its date. "Not on the list" means the carrier is absent from the page as read, which is unverified, not excluded. Plans are filed by county, so this is the Warren County list; a plan sold here may not be sold in the next county. Special-needs plans (D-SNP, C-SNP, I-SNP) are only for people who qualify.
Every 2026 Medicare Advantage plan sold in Washington County, against Glens Falls's list
45 plans, from the CMS Medicare Advantage and Part D landscape file, contract year 2026, read September 21, 2026. Each plan is placed under the hospital's wording for its carrier: 18 listed, 9 listed with the "not all plans" note, 5 from a carrier the hospital states it does not accept, 13 from carriers not on the list. The last column shows which plans I can enroll you in; the rest are listed so the field is complete. Premiums, copays, extras and star ratings are left off on purpose; they are in each plan's own documents and on medicare.gov/plan-compare.
| Plan | Carrier | Type | On Glens Falls's list | I can enroll you |
|---|---|---|---|---|
| CDPHP $0 Medicare Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Choice Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Clear Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Core (HMO) | CDPHP | HMO | Listed | Yes |
| Forever Blue 770 (PPO) | Highmark Blue Shield of Northeastern NY | PPO | Listed | No |
| Senior Blue 652 (HMO) | Highmark Blue Shield of Northeastern NY | HMO | Listed | No |
| MVP DualAccess Complete (HMO D-SNP) (Dual-Eligible) | MVP Health Care | HMO D-SNP | Listed | Yes |
| MVP Medicare Complete Wellness with Part D (PPO) | MVP Health Care | PPO | Listed | Yes |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| MVP Medicare Secure Plus with Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| AARP Medicare Advantage from UHC NY-0015 (PPO) | UnitedHealthcare | PPO | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| AARP Medicare Advantage from UHC NY-29 (HMO-POS) | UnitedHealthcare | HMO-POS | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | UnitedHealthcare | HMO-POS | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Complete Care NY-33 (HMO-POS C-SNP) (Chronic or Disabling Condition) | UnitedHealthcare | HMO-POS C-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-S001 (PPO D-SNP) (Dual-Eligible) | UnitedHealthcare | PPO D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Dual Complete NY-S4 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) (Institutional) | UnitedHealthcare | PPO I-SNP | Listed Albany Medical Center: all UHC products except Medicaid, effective Dec 15, 2025; Saratoga and Glens Falls also list United Healthcare | Yes |
| Aetna Medicare Eagle Giveback (PPO) | Aetna | PPO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Elite (PPO) | Aetna | PPO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Enhanced (PPO) | Aetna | PPO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Full Dual (HMO D-SNP) (Dual-Eligible) | Aetna | HMO D-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Longevity (PPO I-SNP) (Institutional) | Aetna | PPO I-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Partial Dual (HMO D-SNP) (Dual-Eligible) | Aetna | HMO D-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Aetna Medicare Signature (HMO) | Aetna | HMO | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| EmblemHealth VIP Dual (HMO D-SNP) (Dual-Eligible) | EmblemHealth | HMO D-SNP | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| EmblemHealth VIP Value (HMO-POS) | EmblemHealth | HMO-POS | Listed, not all plans listed with 'does not participate in all plans' | Yes |
| Wellcare Advantage Enhanced (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Advantage Simple (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Assist Open (PPO) | Wellcare | PPO | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Dual Access Open (PPO D-SNP) (Dual-Eligible) | Wellcare | PPO D-SNP | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Assist (HMO-POS) | Wellcare | HMO-POS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Dual Align (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Patriot Simple (HMO-POS) | Wellcare | HMO-POS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Fidelis Simple (HMO-POS) | Wellcare | HMO-POS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Giveback Open (PPO) | Wellcare | PPO | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Premium Enhanced (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Premium Ultra (PFFS) | Wellcare | PFFS | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Wellcare Simple Open (PPO) | Wellcare | PPO | Not on the list not on any of the system's lists; confirm with the plan | Yes |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) (Dual-Eligible) | Humana | HMO D-SNP | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| HumanaChoice Giveback H5970-030 (PPO) | Humana | PPO | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| HumanaChoice H5970-029 (PPO) | Humana | PPO | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) (Dual-Eligible) | Humana | PPO D-SNP | Not accepted non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list | Yes |
"Listed" means the plan's carrier appears on the hospital's list; it does not mean this plan's network includes Glens Falls Hospital. "Not accepted" is the hospital's own statement about the carrier, with its date. "Not on the list" means the carrier is absent from the page as read, which is unverified, not excluded. Plans are filed by county, so this is the Washington County list; a plan sold here may not be sold in the next county. Special-needs plans (D-SNP, C-SNP, I-SNP) are only for people who qualify.
Confirm before you rely on any of it
Two checks, both by name, before you enroll or stay in a plan because of Glens Falls: look up Glens Falls Hospital in the plan's own provider directory (not the carrier's general one), and call the hospital's billing office with the exact plan name. Then do the same for each doctor you see, because a hospital contract and a physician contract are separate. Lists change between enrollment periods; the Humana changes in this region happened in June 2024 and January 2025, not on January 1. I re-read the hospital's page each October before the Annual Enrollment Period and update this page; the dates above say when it was last read.
The route that needs no list
Original Medicare has no network, and Glens Falls Hospital participates in it. Paired with a Medigap policy, which in New York can be bought in any month without health questions, it covers Glens Falls, the other Capital Region hospitals and hospitals anywhere in the country; it costs more per month than a $0-premium Advantage plan and needs a separate Part D plan. If you are in an Advantage plan today, leaving it for Original Medicare happens only in an enrollment period, and the Medigap and Part D start dates have to line up with the disenrollment; the enrollment check shows which window is open. The trade-offs are in Advantage vs Medigap in New York; current Albany-region Medigap premiums are on the rates page.
Nearby
All three hospital systems side by side: which plans Capital Region hospitals accept. Town pages for people who use Glens Falls: Saratoga Springs, Malta & Ballston Spa. Other hospitals: Albany Medical Center, St. Peter's Hospital, Ellis Hospital, Saratoga Hospital, Samaritan Hospital.
No fee for Medicare plan help. Send me your plan name and your doctors, or book a call.
- Accepted insurance (Albany Med Health System) — the hospital's own accepted-insurance list; read September 16, 2026
- CMS Medicare Advantage and Part D landscape file, contract year 2026 — plans sold in Warren County and Washington County; read September 21, 2026
- Medicare Plan Finder (Medicare.gov) — premiums, benefits, star ratings and provider directories for every plan at your ZIP code
- Medicare Advantage plans (Medicare.gov) — HMO and PPO network rules
- 42 CFR §422.2260, definition of marketing (eCFR) — why the table stops at plan names and types
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 63 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government, the Social Security Administration or the federal Medicare program. Insurers named on this page are identified by legal name and home office on the carriers page, as New York Insurance Law §2122(b) requires.
Common questions
Short answers to what people ask before they call.
Does Glens Falls Hospital accept Medicare?
Yes. Glens Falls Hospital participates in Original Medicare, so anyone with Original Medicare, with or without a Medigap policy, is covered there. The question this page answers is Medicare Advantage, where it depends on the carrier and the specific plan.
Which Medicare Advantage carriers does Glens Falls Hospital accept in 2026?
Albany Med Health System's accepted-insurance page, read September 16, 2026, lists CDPHP, MVP Health Care, Highmark Blue Shield of Northeastern NY, UnitedHealthcare, Fidelis Care, Empire BlueCross BlueShield (Anthem), Hamaspik Medicare Select and Nascentia Health Plus, plus Aetna and EmblemHealth with the note that not all of their plans participate. Humana Medicare plans are stated as not accepted. That is the hospital's wording at carrier level; the specific plan still has to be checked in its own provider directory.
Does Glens Falls Hospital take Humana Medicare Advantage?
Not according to the hospital's own list: non-emergency services not accepted after June 30, 2024, per Saratoga Hospital's list. Emergency care is covered by every Advantage plan at in-network cost sharing wherever you are; planned care at a hospital outside the network is paid at the plan's out-of-network terms, which for an HMO usually means not at all. Members who want Glens Falls need to change plans at an enrollment period, or leave Advantage for Original Medicare plus Medigap and Part D at an enrollment period.
A carrier is on Glens Falls's list. Does that mean my plan is in network?
No. The hospital lists carriers; each carrier sells several plans with different networks, and Albany Med Health System itself says that participating with a carrier does not mean every plan or every service is covered. Check the plan's provider directory for Glens Falls Hospital by name, and for each of your doctors, before enrolling. I do that check before recommending any plan.
Why are there no premiums or star ratings in the table?
Because listing a plan's name together with its premium, benefits or star rating counts as marketing under Medicare's rules and has to be filed with each carrier first. Plan names and types alone do not. The figures are on medicare.gov/plan-compare and in each plan's Summary of Benefits, and I go through them with you against your own doctors and prescriptions.
My plan dropped Glens Falls. Can I switch?
During the Annual Enrollment Period (October 15 to December 7) you can change Advantage plans for January 1; during the Medicare Advantage Open Enrollment Period (January 1 to March 31) you can make one change if you are already in an Advantage plan; and if your plan's contract with the hospital ends mid-year, some members qualify for a special enrollment period. In New York, Medigap can be applied for in any month, so at the next election period you can leave Advantage for Original Medicare plus Medigap and a Part D plan and be covered at every hospital in the region. The enrollment check on this site shows which window is open today.
Is Glens Falls Hospital in your plan?
Send me your plan name and your doctors. I check the plan's own directory for the hospital and each doctor, not just the carrier's name, and tell you whether to keep the plan, switch, or move to Medigap. No fee.