Medicare agent for South Glens Falls and Moreau

Where South Glens Falls and Moreau residents get care

• Glens Falls Hospital, 100 Park Street, Glens Falls (518-926-1000) — across the river in Warren County, a member of the Albany Med Health System, with the Sheridan Emergency Department open around the clock. It lists northern Saratoga County in its service area. Its page places the Warren and Washington County plans against the hospital's list; for a Saratoga County plan I check the hospital by name in the plan's directory.
• Hudson Headwaters Moreau Family Health, 1299 Route 9 (mailing address Gansevoort), 518-761-6961 — family medicine, podiatry and behavioral health, with Glens Falls Hospital lab and imaging services in the building. The Hudson Headwaters Pharmacy at Moreau is across the parking lot at 1305 Route 9 (518-203-3547), with a drive-thru and free prescription delivery; it says it accepts Medicare, Medicaid and most commercial plans.
• Saratoga Hospital, 211 Church Street, Saratoga Springs (518-587-3222) — the hospital in your own county, in the same health system as Glens Falls Hospital. Its urgent care at Northway Exit 15 in Wilton (518-580-2273) is open seven days. The Saratoga Hospital page places every plan sold in Saratoga County against its list.

The two hospitals share a health system, but a plan can list the system and still leave out a particular practice, and Hudson Headwaters' insurance page names carriers, not individual Medicare Advantage plans. With Medicare Advantage, the hospital, the health center and each provider have to be in the specific plan's directory for the year; Original Medicare with a Medigap policy has no network, so any provider that accepts Medicare works on either side of the river. The carriers each Capital Region hospital lists are on one page.

What's particular about South Glens Falls and Moreau

• A bridge is a county line. The village calls itself part of northeastern Saratoga County, across the Hudson from the City of Glens Falls. South Glens Falls and Moreau share Saratoga County's list, 52 Medicare Advantage plans for 2027, while Glens Falls and Queensbury have Warren County's (45 plans). Neighbors who use the same hospital can be choosing from different lists.
• Fort Edward's ZIP, Saratoga County's plans. Moreau's Town Hall on Reynolds Road has a 12828 ZIP code, the one Fort Edward uses, and the Census Bureau's ZIP-area file shows 12828 running into Washington County (44 plans). The 12803 ZIP area of South Glens Falls lies entirely in Saratoga County. Plans follow the county you live in, so a Moreau address with a 12828 ZIP still sees the Saratoga County list. A move across the river opens a Special Enrollment Period if your plan isn't sold at the new address or new plans are.
• The river on three sides. The town's land use plan says the Hudson borders Moreau on the west, north and east, with the village as the town's original center. Glens Falls Hospital is a river crossing away, while the county's own hospital is south in Saratoga Springs, so I check doctors in both directions.
• Medigap is priced like Albany. New York's Department of Financial Services compares Medigap premiums by region, and its Albany region covers ZIP codes starting 120–123 and 128–129, which takes in 12803 and 12828. In New York you can buy or switch Medigap in any month without health questions; the current premiums for the region are on their own page.
• Retiree coverage first. If you have retiree coverage from the state, a school district or another employer, how it coordinates with Medicare comes before any comparison; NYSHIP retirees and Medicare while working past 65 cover those two cases.

South Glens Falls and Moreau Medicare facts for 2027

• Plans: 52 Medicare Advantage plans are sold in Saratoga County for 2027, and I can enroll you in 48 of them. Every 2027 plan in Saratoga County · what changed since 2026.
• Hospitals: which carriers' plans each one lists for 2027: Glens Falls Hospital · Saratoga Hospital · Albany Medical Center.
• Social Security office: Glens Falls Social Security Office, which serves Warren and Washington counties and northern Saratoga County: Glens Falls, Queensbury, South Glens Falls, Lake George, Hudson Falls, Saratoga Springs and Wilton, plus Ticonderoga and Schroon Lake in southern Essex County. Medicare Part A and B sign-up runs through Social Security.
• Before you choose: Medicare Advantage vs Medigap in New York · reading your 2027 Annual Notice of Change · turning-65 checklist.

Meeting in South Glens Falls

My office is in Clifton Park, off Northway Exit 9. I come up the Northway to meet South Glens Falls and Moreau clients at home, or we talk by phone, WhatsApp or video. A first call takes about fifteen minutes: your address, your doctors and which side of the river they are on, your prescriptions and pharmacy, and any retiree, VA or Medicaid coverage. Nothing is decided on a first call.

What a South Glens Falls plan review covers

1. Every doctor you see, checked against each Saratoga County plan's current directory: Glens Falls Hospital, Saratoga Hospital, your Hudson Headwaters health center and provider, and any specialists in Glens Falls, Saratoga Springs or Albany.
2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
3. Retiree, VA or Medicaid coverage and exactly how each option would interact with it, plus a screening for the Medicare Savings Program and Extra Help.
4. A written comparison with total yearly cost, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Saratoga County. Across the river: Glens Falls, Queensbury and Hudson Falls. Down the Northway: Wilton and Gansevoort.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Run a business here too? Business insurance in South Glens Falls.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.