Medicare Advantage · Ellis Hospital · 2026

Which Medicare Advantage plans does Ellis Hospital accept?

The hospital publishes its answer at carrier level; Medicare sells plans. This page joins the two: Ellis's own list, quoted with dates, and every 2026 plan sold in Schenectady County placed against it, so you can see which plans need a closer look before you enroll, and which need a phone call first.

In short

Ellis Hospital is part of Ellis Medicine, and its accepted-insurance list, read September 21, 2026, names CDPHP, MVP Health Care, Highmark Blue Shield of Northeastern NY, Aetna, UnitedHealthcare, Humana, Wellcare, Fidelis Care and Empire BlueCross BlueShield (Anthem) for Medicare Advantage, lists EmblemHealth with the note that not all of their plans participate. A carrier on the list does not mean every plan it sells includes the hospital, and a carrier missing from it is unverified, not excluded; the specific plan's provider directory is the final check. The table below puts each of the 60 Medicare Advantage plans sold in Schenectady County for 2026 under the hospital's own wording. Original Medicare, with or without a Medigap policy, is accepted at Ellis Hospital without any of this.

Ellis's list, 2026

Ellis Hospital in Schenectady is part of Ellis Medicine, which publishes one accepted-insurance list for its hospitals (Ellis Hospital (Schenectady), Bellevue Woman's Center (Niskayuna), Medical Center of Clifton Park, Ellis Health Center). Ellis Hospital on Nott Street is Schenectady County's hospital, and Ellis Medicine's list also covers Bellevue Woman's Center and the Medical Center of Clifton Park. Ellis is the only one of the three systems whose list includes Humana. Its page is also the most explicit that hospital-based physician groups (anesthesia, radiology, pathology, emergency) bill separately and may participate in different plans.

What the list says about Medicare Advantage carriers, read September 21, 2026:

  • Listed: CDPHP; MVP Health Care; Highmark Blue Shield of Northeastern NY; Aetna; UnitedHealthcare; Humana (listed; Humana Medicaid excluded); Wellcare; Fidelis Care; Empire BlueCross BlueShield (Anthem).
  • Listed, not all plans: EmblemHealth (listed as GHI/Emblem, 'does not participate in all plans'). The hospital itself adds that note, so the specific plan matters more than usual here.
  • Not on the list: Trinity Health Plan of New York, Hamaspik Medicare Select, Nascentia Health Plus, VNS Health. Absent from the page as read, which is a reason to verify with the plan and the hospital, not proof of exclusion.

Source: Participating insurance listing (Ellis Medicine), read September 21, 2026. The list covers hospital facility services; hospital-based physician groups (anesthesia, radiology, pathology, emergency) bill separately and may participate in different plans, and a physician office's own insurance list is not the hospital's.

Every 2026 Medicare Advantage plan sold in Schenectady County, against Ellis's list

60 plans, from the CMS Medicare Advantage and Part D landscape file, contract year 2026, read September 21, 2026. Each plan is placed under the hospital's wording for its carrier: 48 listed, 2 listed with the "not all plans" note, 0 from a carrier the hospital states it does not accept, 10 from carriers not on the list. The last column shows which plans I can enroll you in; the rest are listed so the field is complete. Premiums, copays, extras and star ratings are left off on purpose; they are in each plan's own documents and on medicare.gov/plan-compare.

PlanCarrierTypeOn Ellis's listI can enroll you
Aetna Medicare Eagle Giveback (PPO)AetnaPPOListedYes
Aetna Medicare Elite (PPO)AetnaPPOListedYes
Aetna Medicare Enhanced (PPO)AetnaPPOListedYes
Aetna Medicare Full Dual (HMO D-SNP) (Dual-Eligible)AetnaHMO D-SNPListedYes
Aetna Medicare Longevity (PPO I-SNP) (Institutional)AetnaPPO I-SNPListedYes
Aetna Medicare Partial Dual (HMO D-SNP) (Dual-Eligible)AetnaHMO D-SNPListedYes
Aetna Medicare Signature (HMO)AetnaHMOListedYes
CDPHP $0 Medicare Rx (HMO)CDPHPHMOListedYes
CDPHP Choice Rx (HMO)CDPHPHMOListedYes
CDPHP Clear Rx (HMO)CDPHPHMOListedYes
CDPHP Core (HMO)CDPHPHMOListedYes
Forever Blue 770 (PPO)Highmark Blue Shield of Northeastern NYPPOListedNo
Senior Blue 652 (HMO)Highmark Blue Shield of Northeastern NYHMOListedNo
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) (Dual-Eligible)HumanaHMO D-SNPListed
listed; Humana Medicaid excluded
Yes
Humana USAA Honor Giveback (PPO)HumanaPPOListed
listed; Humana Medicaid excluded
Yes
HumanaChoice Giveback H5970-030 (PPO)HumanaPPOListed
listed; Humana Medicaid excluded
Yes
HumanaChoice H5970-029 (PPO)HumanaPPOListed
listed; Humana Medicaid excluded
Yes
HumanaChoice SNP-DE H5970-020 (PPO D-SNP) (Dual-Eligible)HumanaPPO D-SNPListed
listed; Humana Medicaid excluded
Yes
MVP DualAccess (HMO D-SNP) (Dual-Eligible)MVP Health CareHMO D-SNPListedYes
MVP DualAccess Complete (HMO D-SNP) (Dual-Eligible)MVP Health CareHMO D-SNPListedYes
MVP Medicare Complete Wellness with Part D (PPO)MVP Health CarePPOListedYes
MVP Medicare Preferred Gold without Part D (HMO-POS)MVP Health CareHMO-POSListedYes
MVP Medicare Secure Plus with Part D (HMO-POS)MVP Health CareHMO-POSListedYes
AARP Medicare Advantage from UHC NY-0015 (PPO)UnitedHealthcarePPOListedYes
AARP Medicare Advantage from UHC NY-29 (HMO-POS)UnitedHealthcareHMO-POSListedYes
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)UnitedHealthcareHMO-POSListedYes
UHC Complete Care NY-33 (HMO-POS C-SNP) (Chronic or Disabling Condition)UnitedHealthcareHMO-POS C-SNPListedYes
UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (Dual-Eligible)UnitedHealthcareHMO-POS D-SNPListedYes
UHC Dual Complete NY-S001 (PPO D-SNP) (Dual-Eligible)UnitedHealthcarePPO D-SNPListedYes
UHC Dual Complete NY-S002 (HMO-POS D-SNP) (Dual-Eligible)UnitedHealthcareHMO-POS D-SNPListedYes
UHC Dual Complete NY-Y001 (HMO-POS D-SNP) (Dual-Eligible)UnitedHealthcareHMO-POS D-SNPListedYes
UHC Nursing Home Plan NY-F001 (PPO I-SNP) (Institutional)UnitedHealthcarePPO I-SNPListedYes
Wellcare Advantage Enhanced (PFFS)WellcarePFFSListedYes
Wellcare Advantage Simple (PFFS)WellcarePFFSListedYes
Wellcare Assist Open (PPO)WellcarePPOListedYes
Wellcare Dual Access (HMO D-SNP) (Dual-Eligible)WellcareHMO D-SNPListedYes
Wellcare Dual Access Open (PPO D-SNP) (Dual-Eligible)WellcarePPO D-SNPListedYes
Wellcare Fidelis Assist (HMO-POS)WellcareHMO-POSListedYes
Wellcare Fidelis Dual Align (HMO D-SNP) (Dual-Eligible)WellcareHMO D-SNPListedYes
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (Dual-Eligible)WellcareHMO D-SNPListedYes
Wellcare Fidelis Patriot Simple (HMO-POS)WellcareHMO-POSListedYes
Wellcare Fidelis Simple (HMO-POS)WellcareHMO-POSListedYes
Wellcare Giveback Open (PPO)WellcarePPOListedYes
Wellcare Patriot Simple (HMO-POS)WellcareHMO-POSListedYes
Wellcare Premium Enhanced (PFFS)WellcarePFFSListedYes
Wellcare Premium Ultra (PFFS)WellcarePFFSListedYes
Wellcare Simple (HMO-POS)WellcareHMO-POSListedYes
Wellcare Simple Open (PPO)WellcarePPOListedYes
EmblemHealth VIP Dual (HMO D-SNP) (Dual-Eligible)EmblemHealthHMO D-SNPListed, not all plans
listed as GHI/Emblem, 'does not participate in all plans'
Yes
EmblemHealth VIP Value (HMO-POS)EmblemHealthHMO-POSListed, not all plans
listed as GHI/Emblem, 'does not participate in all plans'
Yes
Hamaspik Medicare Select (HMO D-SNP) (Dual-Eligible)Hamaspik, Inc.HMO D-SNPNot on the list
not on the list; confirm with the plan
No
Nascentia Dual Advantage (HMO D-SNP) (Dual-Eligible)Nascentia Health PlusHMO D-SNPNot on the list
not on the list; confirm with the plan
No
Nascentia Medicaid Advantage Plus (HMO D-SNP) (Dual-Eligible)Nascentia Health PlusHMO D-SNPNot on the list
not on the list; confirm with the plan
No
Nascentia Skilled Nursing Facility (HMO I-SNP) (Institutional)Nascentia Health PlusHMO I-SNPNot on the list
not on the list; confirm with the plan
No
Trinity Health Plan New York Cash Back (HMO)Trinity Health Plan New YorkHMONot on the list
not on Ellis's list; confirm with the plan
Yes
Trinity Health Plan New York Glory No RX (HMO)Trinity Health Plan New YorkHMONot on the list
not on Ellis's list; confirm with the plan
Yes
Trinity Health Plan New York No Premium (HMO)Trinity Health Plan New YorkHMONot on the list
not on Ellis's list; confirm with the plan
Yes
VNS Health EasyCare (HMO)VNS HealthHMONot on the list
not on the list; confirm with the plan
Yes
VNS Health EasyCare Plus (HMO D-SNP) (Dual-Eligible)VNS HealthHMO D-SNPNot on the list
not on the list; confirm with the plan
Yes
VNS Health Total (HMO D-SNP) (Dual-Eligible)VNS HealthHMO D-SNPNot on the list
not on the list; confirm with the plan
Yes

"Listed" means the plan's carrier appears on the hospital's list; it does not mean this plan's network includes Ellis Hospital. "Not accepted" is the hospital's own statement about the carrier, with its date. "Not on the list" means the carrier is absent from the page as read, which is unverified, not excluded. Plans are filed by county, so this is the Schenectady County list; a plan sold here may not be sold in the next county. Special-needs plans (D-SNP, C-SNP, I-SNP) are only for people who qualify.

Confirm before you rely on any of it

Two checks, both by name, before you enroll or stay in a plan because of Ellis: look up Ellis Hospital in the plan's own provider directory (not the carrier's general one), and call the hospital's billing office with the exact plan name. Then do the same for each doctor you see, because a hospital contract and a physician contract are separate. Lists change between enrollment periods; the Humana changes in this region happened in June 2024 and January 2025, not on January 1. I re-read the hospital's page each October before the Annual Enrollment Period and update this page; the dates above say when it was last read.

The route that needs no list

Original Medicare has no network, and Ellis Hospital participates in it. Paired with a Medigap policy, which in New York can be bought in any month without health questions, it covers Ellis, the other Capital Region hospitals and hospitals anywhere in the country; it costs more per month than a $0-premium Advantage plan and needs a separate Part D plan. If you are in an Advantage plan today, leaving it for Original Medicare happens only in an enrollment period, and the Medigap and Part D start dates have to line up with the disenrollment; the enrollment check shows which window is open. The trade-offs are in Advantage vs Medigap in New York; current Albany-region Medigap premiums are on the rates page.

Nearby

The full Schenectady County plan list without the hospital column, and the Schenectady County Medicare page. All three hospital systems side by side: which plans Capital Region hospitals accept. Town pages for people who use Ellis: Schenectady, Niskayuna, Clifton Park. Other hospitals: Albany Medical Center, St. Peter's Hospital, Saratoga Hospital, Samaritan Hospital, Glens Falls Hospital.

No fee for Medicare plan help. Send me your plan name and your doctors, or book a call.

Sources

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 63 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government, the Social Security Administration or the federal Medicare program. Insurers named on this page are identified by legal name and home office on the carriers page, as New York Insurance Law §2122(b) requires.

Common questions

Short answers to what people ask before they call.

Does Ellis Hospital accept Medicare?

Yes. Ellis Hospital participates in Original Medicare, so anyone with Original Medicare, with or without a Medigap policy, is covered there. The question this page answers is Medicare Advantage, where it depends on the carrier and the specific plan.

Which Medicare Advantage carriers does Ellis Hospital accept in 2026?

Ellis Medicine's accepted-insurance page, read September 21, 2026, lists CDPHP, MVP Health Care, Highmark Blue Shield of Northeastern NY, Aetna, UnitedHealthcare, Humana, Wellcare, Fidelis Care and Empire BlueCross BlueShield (Anthem), plus EmblemHealth with the note that not all of their plans participate. That is the hospital's wording at carrier level; the specific plan still has to be checked in its own provider directory.

A carrier is on Ellis's list. Does that mean my plan is in network?

No. The hospital lists carriers; each carrier sells several plans with different networks, and Ellis Medicine itself says that participating with a carrier does not mean every plan or every service is covered. Check the plan's provider directory for Ellis Hospital by name, and for each of your doctors, before enrolling. I do that check before recommending any plan.

Why are there no premiums or star ratings in the table?

Because listing a plan's name together with its premium, benefits or star rating counts as marketing under Medicare's rules and has to be filed with each carrier first. Plan names and types alone do not. The figures are on medicare.gov/plan-compare and in each plan's Summary of Benefits, and I go through them with you against your own doctors and prescriptions.

My plan dropped Ellis. Can I switch?

During the Annual Enrollment Period (October 15 to December 7) you can change Advantage plans for January 1; during the Medicare Advantage Open Enrollment Period (January 1 to March 31) you can make one change if you are already in an Advantage plan; and if your plan's contract with the hospital ends mid-year, some members qualify for a special enrollment period. In New York, Medigap can be applied for in any month, so at the next election period you can leave Advantage for Original Medicare plus Medigap and a Part D plan and be covered at every hospital in the region. The enrollment check on this site shows which window is open today.

Is Ellis Hospital in your plan?

Send me your plan name and your doctors. I check the plan's own directory for the hospital and each doctor, not just the carrier's name, and tell you whether to keep the plan, switch, or move to Medigap. No fee.