Which Medicare Advantage plans does Ellis Hospital accept?
The hospital publishes its answer at carrier level; Medicare sells plans. This page joins the two: Ellis's own list, quoted with dates, and every 2027 plan sold in Schenectady County placed against it, so you can see which plans need a closer look before you enroll, and which need a phone call first.
Ellis Hospital is part of Ellis Medicine, and its accepted-insurance list, read October 15, 2026, names CDPHP, MVP Health Care, Highmark Blue Shield of Northeastern NY, Aetna, UnitedHealthcare, Humana, Wellcare, Fidelis Care and Empire BlueCross BlueShield (Anthem) for Medicare Advantage, lists EmblemHealth with the note that not all of their plans participate. A carrier on the list does not mean every plan it sells includes the hospital, and a carrier missing from it is unverified, not excluded; the specific plan's provider directory is the final check. The table below puts each of the 57 Medicare Advantage plans sold in Schenectady County for 2027 under the hospital's own wording. Original Medicare, with or without a Medigap policy, is accepted at Ellis Hospital without any of this.
Ellis's list, 2027
Ellis Hospital in Schenectady is part of Ellis Medicine, which publishes one accepted-insurance list for its hospitals (Ellis Hospital (Schenectady), Bellevue Woman's Center (Niskayuna), Medical Center of Clifton Park, Ellis Health Center). Ellis Hospital on Nott Street is Schenectady County's hospital, and Ellis Medicine's list also covers Bellevue Woman's Center and the Medical Center of Clifton Park. Ellis is the only one of the three systems whose list includes Humana. Its page is also the most explicit that hospital-based physician groups (anesthesia, radiology, pathology, emergency) bill separately and may participate in different plans.
What the list says about Medicare Advantage carriers, read October 15, 2026:
- Listed: CDPHP; MVP Health Care; Highmark Blue Shield of Northeastern NY; Aetna; UnitedHealthcare; Humana (listed; Humana Medicaid excluded); Wellcare; Fidelis Care; Empire BlueCross BlueShield (Anthem).
- Listed, not all plans: EmblemHealth (listed as GHI/Emblem, 'does not participate in all plans'). The hospital itself adds that note, so the specific plan matters more than usual here.
- Not on the list: Trinity Health Plan of New York, Hamaspik Medicare Select, Nascentia Health Plus, VNS Health, Devoted Health. Absent from the page as read, which is a reason to verify with the plan and the hospital, not proof of exclusion.
Source: Participating insurance listing (Ellis Medicine), read October 15, 2026. The list covers hospital facility services; hospital-based physician groups (anesthesia, radiology, pathology, emergency) bill separately and may participate in different plans, and a physician office's own insurance list is not the hospital's.
Every 2027 Medicare Advantage plan sold in Schenectady County, against Ellis's list
57 plans, from the CMS Medicare Advantage and Part D landscape file, contract year 2027, read October 27, 2026. Each plan is placed under the hospital's wording for its carrier: 41 listed, 0 listed with the "not all plans" note, 0 from a carrier the hospital states it does not accept, 16 from carriers not on the list. The last column shows which plans I can enroll you in; the rest are listed so the field is complete. Premiums, copays, extras and star ratings are left off on purpose; they are in each plan's own documents and on medicare.gov/plan-compare.
| Plan | Carrier | Type | On Ellis's list | I can enroll you |
|---|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) (Chronic or Disabling Condition) | Aetna | HMO C-SNP | Listed | Yes |
| Aetna Medicare Eagle Giveback (PPO) | Aetna | PPO | Listed | Yes |
| Aetna Medicare Elite (PPO) | Aetna | PPO | Listed | Yes |
| Aetna Medicare Enhanced (PPO) | Aetna | PPO | Listed | Yes |
| Aetna Medicare Full Dual (HMO D-SNP) (Dual-Eligible) | Aetna | HMO D-SNP | Listed | Yes |
| Aetna Medicare Longevity (PPO I-SNP) (Institutional) | Aetna | PPO I-SNP | Listed | Yes |
| Aetna Medicare Signature (HMO) | Aetna | HMO | Listed | Yes |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) (Dual-Eligible) | Anthem Blue Cross Blue Shield | HMO D-SNP | Listed | Yes |
| CDPHP $0 Medicare Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Choice Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Clear Rx (HMO) | CDPHP | HMO | Listed | Yes |
| CDPHP Core (HMO) | CDPHP | HMO | Listed | Yes |
| Senior Blue 652 (HMO) | Highmark Blue Shield of Northeastern NY | HMO | Listed | No |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) (Dual-Eligible) | Humana | HMO D-SNP | Listed listed; Humana Medicaid excluded | Yes |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Listed listed; Humana Medicaid excluded | Yes |
| HumanaChoice H5970-029 (PPO) | Humana | PPO | Listed listed; Humana Medicaid excluded | Yes |
| MVP DualAccess (HMO D-SNP) (Dual-Eligible) | MVP Health Care | HMO D-SNP | Listed | Yes |
| MVP DualAccess Complete (HMO D-SNP) (Dual-Eligible) | MVP Health Care | HMO D-SNP | Listed | Yes |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| MVP Medicare Secure Plus Choice with Part D (PPO) | MVP Health Care | PPO | Listed | Yes |
| MVP Medicare Secure Plus with Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| MVP Medicare WellValue with Part D (HMO-POS) | MVP Health Care | HMO-POS | Listed | Yes |
| AARP Medicare Advantage from UHC NY-0015 (PPO) | UnitedHealthcare | PPO | Listed | Yes |
| AARP Medicare Advantage from UHC NY-29 (HMO-POS) | UnitedHealthcare | HMO-POS | Listed | Yes |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | UnitedHealthcare | HMO-POS | Listed | Yes |
| UHC Complete Care NY-33 (HMO-POS C-SNP) (Chronic or Disabling Condition) | UnitedHealthcare | HMO-POS C-SNP | Listed | Yes |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed | Yes |
| UHC Dual Complete NY-S001 (PPO D-SNP) (Dual-Eligible) | UnitedHealthcare | PPO D-SNP | Listed | Yes |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed | Yes |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) (Dual-Eligible) | UnitedHealthcare | HMO-POS D-SNP | Listed | Yes |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) (Institutional) | UnitedHealthcare | PPO I-SNP | Listed | Yes |
| Wellcare Assist Open (PPO) | Wellcare | PPO | Listed | Yes |
| Wellcare Dual Access Open (PPO D-SNP) (Dual-Eligible) | Wellcare | PPO D-SNP | Listed | Yes |
| Wellcare Fidelis Assist (HMO-POS) | Wellcare | HMO-POS | Listed Sold as Wellcare by Fidelis Care (CMS contract H5599); placed under Fidelis Care, the name the hospital lists. Confirm the plan itself in its provider directory. | Yes |
| Wellcare Fidelis Dual Access (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Listed Sold as Wellcare by Fidelis Care (CMS contract H5599); placed under Fidelis Care, the name the hospital lists. Confirm the plan itself in its provider directory. | Yes |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Listed Sold as Wellcare by Fidelis Care (CMS contract H5599); placed under Fidelis Care, the name the hospital lists. Confirm the plan itself in its provider directory. | Yes |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Listed Sold as Wellcare by Fidelis Care (CMS contract H5599); placed under Fidelis Care, the name the hospital lists. Confirm the plan itself in its provider directory. | Yes |
| Wellcare Fidelis Patriot Simple (HMO-POS) | Wellcare | HMO-POS | Listed Sold as Wellcare by Fidelis Care (CMS contract H5599); placed under Fidelis Care, the name the hospital lists. Confirm the plan itself in its provider directory. | Yes |
| Wellcare Fidelis Simple (HMO-POS) | Wellcare | HMO-POS | Listed Sold as Wellcare by Fidelis Care (CMS contract H5599); placed under Fidelis Care, the name the hospital lists. Confirm the plan itself in its provider directory. | Yes |
| Wellcare Giveback Open (PPO) | Wellcare | PPO | Listed | Yes |
| Wellcare Simple Open (PPO) | Wellcare | PPO | Listed | Yes |
| DEVOTED C-SNP CHOICE ENHANCED 017 NY (PPO C-SNP) (Chronic or Disabling Condition) | Devoted Health | PPO C-SNP | Not on the list not on the list; confirm with the plan | Yes |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 023 NY (PPO C-SNP) (Chronic or Disabling Condition) | Devoted Health | PPO C-SNP | Not on the list not on the list; confirm with the plan | Yes |
| DEVOTED C-SNP CHOICE PLUS 015 NY (PPO C-SNP) (Chronic or Disabling Condition) | Devoted Health | PPO C-SNP | Not on the list not on the list; confirm with the plan | Yes |
| DEVOTED CHOICE 003 NY (PPO) | Devoted Health | PPO | Not on the list not on the list; confirm with the plan | Yes |
| DEVOTED CHOICE GIVEBACK 004 NY (PPO) | Devoted Health | PPO | Not on the list not on the list; confirm with the plan | Yes |
| DEVOTED CHOICE GIVEBACK EXTRAS 029 NY (PPO) | Devoted Health | PPO | Not on the list not on the list; confirm with the plan | Yes |
| Hamaspik Medicare Select (HMO D-SNP) (Dual-Eligible) | Hamaspik, Inc. | HMO D-SNP | Not on the list not on the list; confirm with the plan | No |
| Nascentia Dual Advantage (HMO D-SNP) (Dual-Eligible) | Nascentia Health Plus | HMO D-SNP | Not on the list not on the list; confirm with the plan | No |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) (Dual-Eligible) | Nascentia Health Plus | HMO D-SNP | Not on the list not on the list; confirm with the plan | No |
| Nascentia Skilled Nursing Facility (HMO I-SNP) (Institutional) | Nascentia Health Plus | HMO I-SNP | Not on the list not on the list; confirm with the plan | No |
| Trinity Health Plan New York Cash Back (HMO) | Trinity Health Plan New York | HMO | Not on the list not on Ellis's list; confirm with the plan | Yes |
| Trinity Health Plan New York Glory No RX (HMO) | Trinity Health Plan New York | HMO | Not on the list not on Ellis's list; confirm with the plan | Yes |
| Trinity Health Plan New York No Premium (HMO) | Trinity Health Plan New York | HMO | Not on the list not on Ellis's list; confirm with the plan | Yes |
| VNS Health EasyCare (HMO) | VNS Health | HMO | Not on the list not on the list; confirm with the plan | Yes |
| VNS Health EasyCare Plus (HMO D-SNP) (Dual-Eligible) | VNS Health | HMO D-SNP | Not on the list not on the list; confirm with the plan | Yes |
| VNS Health Total (HMO D-SNP) (Dual-Eligible) | VNS Health | HMO D-SNP | Not on the list not on the list; confirm with the plan | Yes |
"Listed" means the plan's carrier appears on the hospital's list; it does not mean this plan's network includes Ellis Hospital. "Not accepted" is the hospital's own statement about the carrier, with its date. "Not on the list" means the carrier is absent from the page as read, which is unverified, not excluded. Plans are filed by county, so this is the Schenectady County list; a plan sold here may not be sold in the next county. Special-needs plans (D-SNP, C-SNP, I-SNP) are only for people who qualify.
Your current plan isn't in the table? It may have ended for 2027: every plan that ended or changed, and what to do when your Medicare Advantage plan is discontinued.
Confirm before you rely on any of it
Two checks, both by name, before you enroll or stay in a plan because of Ellis: look up Ellis Hospital in the plan's own provider directory (not the carrier's general one), and call the hospital's billing office with the exact plan name. Then do the same for each doctor you see, because a hospital contract and a physician contract are separate. Lists change between enrollment periods; the Humana changes in this region happened in June 2024 and January 2025, not on January 1. I re-read the hospital's page each October before the Annual Enrollment Period and update this page; the dates above say when it was last read.
The route that needs no list
Original Medicare has no network, and Ellis Hospital participates in it. Paired with a Medigap policy, which in New York can be bought in any month without health questions, it covers Ellis, the other Capital Region hospitals and hospitals anywhere in the country; it costs more per month than a $0-premium Advantage plan and needs a separate Part D plan. If you are in an Advantage plan today, leaving it for Original Medicare happens only in an enrollment period, and the Medigap and Part D start dates have to line up with the disenrollment; the enrollment check shows which window is open. The trade-offs are in Advantage vs Medigap in New York; current Albany-region Medigap premiums are on the rates page.
Nearby
The full Schenectady County plan list without the hospital column, and Medicare help for all of Schenectady County (doctors, hospitals and the 2027 plans there). All three hospital systems side by side: which plans Capital Region hospitals accept. Town pages for people who use Ellis: Amsterdam, Ballston Spa, Broadalbin, Burnt Hills & Ballston Lake, Canajoharie, Clifton Park, Cobleskill, Duanesburg & Delanson, Fort Plain, Galway, Glenville & Scotia, Gloversville, Halfmoon, Johnstown, Mechanicville & Stillwater, Middleburgh, Niskayuna, Northville, Rotterdam, Schenectady, Sharon Springs, Waterford. Other hospitals: Albany Medical Center, St. Peter's Hospital, Saratoga Hospital, Samaritan Hospital, Glens Falls Hospital.
No fee for Medicare plan help. Send me your plan name and your doctors, or book a call.
- Participating insurance listing (Ellis Medicine) — the hospital's own accepted-insurance list; read October 15, 2026
- CMS Medicare Advantage and Part D landscape file, contract year 2027 — plans sold in Schenectady County; read October 27, 2026
- Medicare Plan Finder (Medicare.gov) — premiums, benefits, star ratings and provider directories for every plan at your ZIP code
- Medicare Advantage plans (Medicare.gov) — HMO and PPO network rules
- 42 CFR §422.2260, definition of marketing (eCFR) — why the table stops at plan names and types
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.
Common questions
Short answers to what people ask before they call.
Still have a question? Call (518) 902-8822 or book a call.
Does Ellis Hospital accept Medicare?
Yes. Ellis Hospital participates in Original Medicare, so anyone with Original Medicare, with or without a Medigap policy, is covered there. The question this page answers is Medicare Advantage, where it depends on the carrier and the specific plan.
Which Medicare Advantage carriers does Ellis Hospital accept in 2027?
Ellis Medicine's accepted-insurance page, read October 15, 2026, lists CDPHP, MVP Health Care, Highmark Blue Shield of Northeastern NY, Aetna, UnitedHealthcare, Humana, Wellcare, Fidelis Care and Empire BlueCross BlueShield (Anthem), plus EmblemHealth with the note that not all of their plans participate. That is the hospital's wording at carrier level; the specific plan still has to be checked in its own provider directory.
A carrier is on Ellis's list. Does that mean my plan is in network?
No. The hospital lists carriers; each carrier sells several plans with different networks, and Ellis Medicine itself says that participating with a carrier does not mean every plan or every service is covered. Check the plan's provider directory for Ellis Hospital by name, and for each of your doctors, before enrolling. I do that check before recommending any plan.
Why are there no premiums or star ratings in the table?
I keep this table to what the CMS plan file lists: name, carrier, plan type and special-needs status. Premiums, benefits and star ratings belong in material the carriers review under Medicare's marketing rules, so I leave them off my own pages. They are on medicare.gov/plan-compare and in each plan's Summary of Benefits, and I go through them with you against your own doctors and prescriptions.
My plan dropped Ellis. Can I switch?
During the Annual Enrollment Period (October 15 to December 7) you can change Advantage plans for January 1; during the Medicare Advantage Open Enrollment Period (January 1 to March 31) you can make one change if you are already in an Advantage plan; and if your plan's contract with the hospital ends mid-year, some members qualify for a special enrollment period. In New York, Medigap can be applied for in any month, so at the next election period you can leave Advantage for Original Medicare plus Medigap and a Part D plan and be covered at every hospital in the region. The enrollment check on this site shows which window is open today.
Is Ellis Hospital in your plan?
Send me your plan name and your doctors. I check the plan's own directory for the hospital and each doctor, not just the carrier's name, and tell you whether to keep the plan, switch, or move to Medigap. No fee.