Medicare Advantage plans in Fulton County, 2027
The complete list, not just the plans one agent sells, so you can see the whole field before you compare. What any of them costs you depends on your doctors, hospital and prescriptions, which is the comparison I do with you.
37 Medicare Advantage plans are sold in Fulton County for 2027, according to the CMS landscape file. 34 of them are from the 10 carriers I'm appointed with; the rest are listed too so the field is complete. The table shows plan, carrier, type (HMO, HMO-POS, PPO, PFFS) and special-needs status, and leaves premiums and benefits to each plan's own documents. Which plan fits comes down to whether its network includes your doctors and hospital and its formulary covers your prescriptions; I run that comparison at no fee.
Every Medicare Advantage plan sold in Fulton County for 2027
37 plans, from the CMS Medicare Advantage and Part D landscape file, contract year 2027, read October 27, 2026. The list is the whole field, not just what one agent sells: the first 34 are from carriers I'm appointed with and can enroll you in; the last 3 are listed so nothing is hidden. Premiums, copays, extras and star ratings are left off on purpose. Each plan links to its own page on Medicare.gov, which shows them, and they are in each plan's own documents, and comparing them against your doctors and prescriptions is the conversation, not a table.
| Plan | Carrier | Type | Special needs | I can enroll you |
|---|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) Premium and benefits on Medicare.gov | Aetna | HMO C-SNP | Chronic or Disabling Condition | Yes |
| Aetna Medicare Eagle Giveback (PPO) Premium and benefits on Medicare.gov | Aetna | PPO | Yes | |
| Aetna Medicare Elite (PPO) Premium and benefits on Medicare.gov | Aetna | PPO | Yes | |
| Aetna Medicare Full Dual (HMO D-SNP) Premium and benefits on Medicare.gov | Aetna | HMO D-SNP | Dual-Eligible | Yes |
| Aetna Medicare Longevity (PPO I-SNP) Premium and benefits on Medicare.gov | Aetna | PPO I-SNP | Institutional | Yes |
| Aetna Medicare Premier (PPO) Premium and benefits on Medicare.gov | Aetna | PPO | Yes | |
| Aetna Medicare Signature (HMO) Premium and benefits on Medicare.gov | Aetna | HMO | Yes | |
| Aetna Medicare Signature (PPO) Premium and benefits on Medicare.gov | Aetna | PPO | Yes | |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Premium and benefits on Medicare.gov | Humana | HMO D-SNP | Dual-Eligible | Yes |
| Humana USAA Honor Giveback (PPO) Premium and benefits on Medicare.gov | Humana | PPO | Yes | |
| HumanaChoice H5970-029 (PPO) Premium and benefits on Medicare.gov | Humana | PPO | Yes | |
| MVP DualAccess Complete (HMO D-SNP) Premium and benefits on Medicare.gov | MVP Health Care | HMO D-SNP | Dual-Eligible | Yes |
| MVP Medicare Preferred Gold without Part D (HMO-POS) Premium and benefits on Medicare.gov | MVP Health Care | HMO-POS | Yes | |
| MVP Medicare Secure Plus Choice with Part D (PPO) Premium and benefits on Medicare.gov | MVP Health Care | PPO | Yes | |
| MVP Medicare Secure Plus with Part D (HMO-POS) Premium and benefits on Medicare.gov | MVP Health Care | HMO-POS | Yes | |
| MVP Medicare WellValue with Part D (HMO-POS) Premium and benefits on Medicare.gov | MVP Health Care | HMO-POS | Yes | |
| AARP Medicare Advantage from UHC NY-0015 (PPO) Premium and benefits on Medicare.gov | UnitedHealthcare | PPO | Yes | |
| AARP Medicare Advantage from UHC NY-29 (HMO-POS) Premium and benefits on Medicare.gov | UnitedHealthcare | HMO-POS | Yes | |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) Premium and benefits on Medicare.gov | UnitedHealthcare | HMO-POS | Yes | |
| UHC Complete Care NY-33 (HMO-POS C-SNP) Premium and benefits on Medicare.gov | UnitedHealthcare | HMO-POS C-SNP | Chronic or Disabling Condition | Yes |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) Premium and benefits on Medicare.gov | UnitedHealthcare | HMO-POS D-SNP | Dual-Eligible | Yes |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) Premium and benefits on Medicare.gov | UnitedHealthcare | HMO-POS D-SNP | Dual-Eligible | Yes |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) Premium and benefits on Medicare.gov | UnitedHealthcare | HMO-POS D-SNP | Dual-Eligible | Yes |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) Premium and benefits on Medicare.gov | UnitedHealthcare | PPO I-SNP | Institutional | Yes |
| Wellcare Assist Open (PPO) Premium and benefits on Medicare.gov | Wellcare | PPO | Yes | |
| Wellcare Dual Access Open (PPO D-SNP) Premium and benefits on Medicare.gov | Wellcare | PPO D-SNP | Dual-Eligible | Yes |
| Wellcare Fidelis Assist (HMO-POS) Premium and benefits on Medicare.gov | Wellcare | HMO-POS | Yes | |
| Wellcare Fidelis Dual Access (HMO D-SNP) Premium and benefits on Medicare.gov | Wellcare | HMO D-SNP | Dual-Eligible | Yes |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Premium and benefits on Medicare.gov | Wellcare | HMO D-SNP | Dual-Eligible | Yes |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Premium and benefits on Medicare.gov | Wellcare | HMO D-SNP | Dual-Eligible | Yes |
| Wellcare Fidelis Patriot Simple (HMO-POS) Premium and benefits on Medicare.gov | Wellcare | HMO-POS | Yes | |
| Wellcare Fidelis Simple (HMO-POS) Premium and benefits on Medicare.gov | Wellcare | HMO-POS | Yes | |
| Wellcare Giveback Open (PPO) Premium and benefits on Medicare.gov | Wellcare | PPO | Yes | |
| Wellcare Simple Open (PPO) Premium and benefits on Medicare.gov | Wellcare | PPO | Yes | |
| Medicare Blue Choice 032 (HMO-POS) Premium and benefits on Medicare.gov | Excellus Health Plan, Inc | HMO-POS | No | |
| Medicare Blue Choice 033 (HMO-POS) Premium and benefits on Medicare.gov | Excellus Health Plan, Inc | HMO-POS | No | |
| Senior Blue 652 (HMO) Premium and benefits on Medicare.gov | Highmark Blue Shield of Northeastern NY | HMO | No |
Source: CMS Medicare Advantage and Part D landscape file, contract year 2027, read October 27, 2026. Plans are filed by county, so a plan sold in Fulton County may not be sold ten minutes away. All 17 counties' 2027 plan counts side by side.
How to read this table
- Type decides the network rule. HMO generally pays out of network only for emergencies, urgent care away from home and temporary out-of-area dialysis; HMO-POS allows some out-of-network care; PPO pays out of network at a higher cost; PFFS lets you use any provider that agrees to the plan's terms, visit by visit.
- Special needs plans are only for people who qualify: D-SNP for Medicare plus Medicaid (the D-SNP guide explains who), C-SNP for a listed chronic condition, I-SNP for nursing-home residents. If you don't qualify, skip those rows.
- Carrier is not network. Two plans from the same company can have different provider lists. Which carriers Albany Med, St. Peter's, Ellis and Saratoga Hospital each list is on the hospital page; the specific plan's directory is the final check.
- Which of these fits you comes down to your doctors, your hospital, your prescriptions and how much of the year you're away. The plan finder narrows it in eight questions; how to choose a Medicare plan walks through the reasoning.
The other route
Every table like this leaves out the alternative: Original Medicare with a Medigap policy and a Part D plan, which has no network and, in New York, can be applied for in any month (leaving an Advantage plan for it still needs an enrollment period). Albany-region Medigap premiums are on the rates page; the trade-offs are in Advantage vs Medigap in New York. For a comparison against your doctors and prescriptions, ask; there's no fee.
- CMS Medicare Advantage and Part D landscape file, contract year 2027 — read October 27, 2026
- Medicare Plan Finder (Medicare.gov) — premiums, benefits and star ratings for every plan at your ZIP code
- 42 CFR §422.2260, definition of marketing (eCFR) — why the table stops at plan names and types
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.
Common questions
Short answers to what people ask before they call.
Still have a question? Call (518) 902-8822 or book a call.
How many Medicare Advantage plans are there in Fulton County?
37 for the 2027 plan year, according to the CMS landscape file read on October 27, 2026. The count changes every year as carriers enter, leave and consolidate plans, and it differs county by county.
Why are there no premiums or star ratings in the table?
I keep this table to what the CMS plan file lists: name, carrier, plan type and special-needs status. Premiums, benefits and star ratings belong in material the carriers review under Medicare's marketing rules, so I leave them off my own pages. They are on medicare.gov/plan-compare and in each plan's Summary of Benefits, and I go through them with you against your own doctors and prescriptions.
Do you sell every plan on this list?
No. The last column marks the 34 plans I can enroll you in. The rest are listed so the picture is complete; if one of them is the right answer for you, I'll say so and point you to it or to HIICAP, New York's free counseling program (1-800-701-0501).
Which plan is right for me?
The one whose network includes your doctors and hospital, whose formulary covers your prescriptions at an acceptable tier, and whose total yearly cost is lowest for the care you actually use, with a plan type and prior-authorization record you can live with. That's a comparison against your own facts, not a ranking; I run it at no fee.
Ask for a Medicare comparison
Your doctors, your prescriptions and your ZIP code are all I need to start. No fee for plan comparison or enrollment.