What changed in Schenectady County for 2027
Which Medicare Advantage plans are new, which are no longer sold, and which carriers came or went, straight from Medicare's own files. No premiums or star ratings here; those are in your plan's Annual Notice of Change and on medicare.gov.
For 2027, 57 Medicare Advantage plans are sold in Schenectady County, against 60 in 2026: 12 are new and 15 are no longer sold in the county, according to the CMS landscape files compared plan by plan. EmblemHealth has no 2027 plans in the county. If your plan is leaving, your Annual Notice of Change says whether you are being moved to another plan or need to choose one; you can switch between October 15 and December 7.
Schenectady County, 2026 to 2027, at a glance
- 57 Medicare Advantage plans sold in 2027, against 60 in 2026.
- 12 new plans; 15 no longer sold in the county; 2 continuing under a new name; 3 continuing under a new plan ID.
- No 2027 plans in the county from: EmblemHealth.
- New to the county in 2027: Anthem Blue Cross Blue Shield, Devoted Health.
From the CMS Medicare Advantage and Part D landscape file, contract year 2027, read October 1, 2026, compared plan by plan with the 2026 file using Medicare's plan ID, which stays the same for a continuing plan. The full 2027 list is on the Schenectady County plan page.
No longer sold in Schenectady County for 2027
If your plan is on this list, read your Annual Notice of Change: it says whether the carrier is moving you to another of its plans or whether your plan is ending, in which case you get a Special Enrollment Period to choose new coverage. What to do when your plan is discontinued goes through the options.
| Plan (2026 name) | Carrier | Type | I can enroll you |
|---|---|---|---|
| Aetna Medicare Partial Dual (HMO D-SNP) (Dual-Eligible) | Aetna | HMO D-SNP | Yes |
| EmblemHealth VIP Dual (HMO D-SNP) (Dual-Eligible) | EmblemHealth | HMO D-SNP | Yes |
| EmblemHealth VIP Value (HMO-POS) | EmblemHealth | HMO-POS | Yes |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) (Dual-Eligible) | Humana | HMO D-SNP | Yes |
| HumanaChoice Giveback H5970-030 (PPO) | Humana | PPO | Yes |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) (Dual-Eligible) | Humana | PPO D-SNP | Yes |
| MVP Medicare Complete Wellness with Part D (PPO) | MVP Health Care | PPO | Yes |
| Wellcare Advantage Enhanced (PFFS) | Wellcare | PFFS | Yes |
| Wellcare Advantage Simple (PFFS) | Wellcare | PFFS | Yes |
| Wellcare Dual Access (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Yes |
| Wellcare Patriot Simple (HMO-POS) | Wellcare | HMO-POS | Yes |
| Wellcare Premium Enhanced (PFFS) | Wellcare | PFFS | Yes |
| Wellcare Premium Ultra (PFFS) | Wellcare | PFFS | Yes |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | Yes |
| Forever Blue 770 (PPO) | Highmark Blue Shield of Northeastern NY | PPO | No |
New in Schenectady County for 2027
| Plan | Carrier | Type | I can enroll you |
|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) (Chronic or Disabling Condition) | Aetna | HMO C-SNP | Yes |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) (Dual-Eligible) | Anthem Blue Cross Blue Shield | HMO D-SNP | Yes |
| DEVOTED C-SNP CHOICE ENHANCED 017 NY (PPO C-SNP) (Chronic or Disabling Condition) | Devoted Health | PPO C-SNP | Yes |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 023 NY (PPO C-SNP) (Chronic or Disabling Condition) | Devoted Health | PPO C-SNP | Yes |
| DEVOTED C-SNP CHOICE PLUS 015 NY (PPO C-SNP) (Chronic or Disabling Condition) | Devoted Health | PPO C-SNP | Yes |
| DEVOTED CHOICE 003 NY (PPO) | Devoted Health | PPO | Yes |
| DEVOTED CHOICE GIVEBACK 004 NY (PPO) | Devoted Health | PPO | Yes |
| DEVOTED CHOICE GIVEBACK EXTRAS 029 NY (PPO) | Devoted Health | PPO | Yes |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) (Dual-Eligible) | Humana | HMO D-SNP | Yes |
| MVP Medicare Secure Plus Choice with Part D (PPO) | MVP Health Care | PPO | Yes |
| MVP Medicare WellValue with Part D (HMO-POS) | MVP Health Care | HMO-POS | Yes |
| Wellcare Fidelis Dual Access (HMO D-SNP) (Dual-Eligible) | Wellcare | HMO D-SNP | Yes |
A new plan name can also be an existing plan filed under a new ID; the carrier's materials say which.
Same plan, new name
- UHC Dual Complete NY-Y001 (HMO-POS D-SNP) → UHC Dual Complete NY-YL (HMO-POS D-SNP) (UnitedHealthcare)
- Wellcare Fidelis Dual Align (HMO D-SNP) → Wellcare Fidelis Dual Align Unity (HMO D-SNP) (Wellcare)
Same plan name, new plan ID
These plans keep their carrier and name for 2027 but are filed with Medicare under a new plan ID, usually because the carrier moved members into a new contract. Your Annual Notice of Change confirms whether you are being moved.
- Aetna Medicare Signature (HMO) (Aetna): H3312-062-0 → H3312-108-0
- UHC Dual Complete NY-S002 (HMO-POS D-SNP) (UnitedHealthcare): H3387-014-1 → H3387-014-5
- Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (Wellcare): H5599-013-1 → H5599-014-0
What this list can't tell you
A plan that stays can still change a great deal: its network, its drug list, its premium and its extras. Those changes are in your Annual Notice of Change, which your plan must send by September 30, and on medicare.gov/plan-compare; how to read the notice covers what to look for. You can switch between October 15 and December 7 for coverage starting January 1.
No fee for Medicare plan help. Send me your plan name and I'll tell you what changed for you and whether to stay, or see the other counties.
- CMS Medicare Advantage and Part D landscape file, contract year 2027 — read October 1, 2026
- Medicare Plan Finder (Medicare.gov) — premiums, benefits and star ratings for every plan at your ZIP code
- 42 CFR §422.2260, definition of marketing (eCFR) — why this page stops at plan names and types
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 61 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Insurers' legal names and home offices: carriers page.
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