Medicare agent for Ellenville and Wawarsing

Where Ellenville and Wawarsing residents get care

• Ellenville Regional Hospital, at 10 Healthy Way in Ellenville (845-647-6400), which describes itself as a critical access hospital and a teaching hospital. Its emergency room is open 24/7, admits acutely ill patients to its Medical-Surgical Unit and coordinates transfers to advanced care centers when needed. Its services include cardiology and cardiac rehab, oncology and hematology, orthopedics, pulmonology, ambulatory surgery, imaging, a laboratory, physical therapy and wound care.
• Rehab after a hospital stay. The hospital's Sub Acute Rehab / Swing Bed Program lets people recovering from surgery, illness or an inpatient stay, including joint replacement and stroke, rebuild strength at the hospital before going home. The hospital says Medicare covers it; under a Medicare Advantage plan it has to be in the plan's network like any other facility.
• HealthAlliance Hospital, at 105 Mary's Avenue in Kingston (845-338-2500), is part of a different system, the Westchester Medical Center Health Network (WMCHealth).

With a Medicare Advantage HMO, your primary-care doctor, your specialists, the hospital they admit to and, after a hospital stay, the rehab or nursing facility all have to be in the plan's directory for the year. Original Medicare with a Medigap policy has no network, so any provider that accepts Medicare works. Neither hospital has a page of its own here; I check each one, the swing-bed program and each of your doctors by name in the plan's directory for Ulster County.

What's particular about Ellenville and Wawarsing

• Village and town, one plan list. The Village of Ellenville has its own government, with Village Hall at 2 Elting Court, and sits inside the Town of Wawarsing, whose Town Hall is at 108 Canal Street. Village and town are both in Ulster County, so every address sees the Ulster County plan list: 34 Medicare Advantage plans for 2027. Doctors you see in another county have to be checked against the Ulster County plan you choose. A move out of your plan's service area, or to an address with new plan options, opens a Special Enrollment Period that runs for two full months after the move.
• Getting to appointments. If you are 60 or older and registered with the Office for the Aging, you can ride UCAT or the Office for the Aging's wheelchair-accessible medical van free: two round trips a week for medical care and one for shopping. The van needs an advance reservation at (845) 334-8120, weekdays 8 to 4, and runs on availability. UCAT's Route E runs Monday to Saturday and serves Ellenville, Development Court in Kingston, where the Office for the Aging is, and Ulster County Community College; the weekday CL route, serving the college and New Paltz, has connections to Ellenville. UCAT's main line is (845) 334-8458. If that's how you get around, the plan's doctors have to be somewhere those routes reach.
• Medigap. In New York you can buy or switch Medigap in any month without health questions. Premiums are set by region, and I check the Department of Financial Services' published rates for yours.
• Retiree and employer coverage first. State, school district and hospital retirees, and people still working at 65, have coverage that coordinates with Medicare in its own way. Whether an individual plan adds to it or cancels it comes before any comparison; NYSHIP retirees and Medicare while working past 65 cover the two most common cases.

Ellenville and Wawarsing Medicare facts for 2027

• Plans: 34 Medicare Advantage plans are sold in Ulster County for 2027, and I can enroll you in 32 of them. Every 2027 plan in Ulster County.
• Social Security office: Poughkeepsie Social Security Office, which serves Dutchess County (Poughkeepsie, Beacon, Fishkill, Wappingers Falls, Hopewell Junction, Hyde Park, Rhinebeck, Red Hook, Millbrook, Pawling, Pine Plains, Millerton and Dover Plains) and, because it has no office of its own, Ulster County, including Kingston, New Paltz, Saugerties, Woodstock, Rosendale, Highland, Marlboro, Wallkill and Ellenville. Medicare Part A and B sign-up runs through Social Security.
• Before you choose: Medicare Advantage vs Medigap in New York · reading your 2027 Annual Notice of Change · turning-65 checklist.

How we work from Ellenville

My office is in Clifton Park, and I work with Ellenville and Wawarsing residents by phone, WhatsApp and video. A first call takes about fifteen minutes: your ZIP code, your doctors and where they are, your prescriptions, and any retiree, VA or Medicaid coverage. Nothing is decided on a first call.

What an Ellenville plan review covers

1. Every doctor you see, checked against each plan's current directory, including Ellenville Regional Hospital, its swing-bed program and HealthAlliance Hospital.
2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
3. Retiree, employer, VA or Medicaid coverage and exactly how each option would interact with it, plus a screening for the Medicare Savings Program and Extra Help.
4. A written comparison with total yearly cost, gone through together by video or phone, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Ulster County. Elsewhere in the county: New Paltz · Kingston · Woodstock · Saugerties.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Run a business here too? Business insurance in Ellenville.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.