Medicare · Saugerties

Medicare agent for Saugerties

My office is in Clifton Park, and I work with Saugerties residents by phone, WhatsApp and video. Saugerties sits on the Hudson at the mouth of the Esopus Creek, in the northeast corner of Ulster County, and the county decides which Medicare Advantage plans you can choose from, in the town and the village alike.

Where Saugerties residents get care

Saugerties has offices run by two health systems, and HealthAlliance Hospital in Kingston belongs to a third:

  • St. Peter's Health Partners lists the Saugerties Wellness Center at 854 Route 212 (845-246-2804), open weekdays.
  • Albany Med Health System runs EmUrgentCare Saugerties at 2976 Route 9W (518-264-9000; Sunday to Friday, 9 to 8, closed Saturdays and holidays; no appointment needed).
  • HealthAlliance Hospital, at 105 Mary's Avenue in Kingston (845-338-2500), is part of the Westchester Medical Center Health Network (WMCHealth).

Each system contracts with Medicare Advantage carriers separately, and an Albany Med or St. Peter's name on the door doesn't tell you which Ulster County plans include that office. With an HMO, your primary-care doctor, your specialists, the hospital they admit to and, after a hospital stay, the rehab or nursing facility all have to be in the plan's directory for the year. Original Medicare with a Medigap policy has no network, so any provider that accepts Medicare works. I check each office, the hospital and each of your doctors by name in the plan's directory for Ulster County.

What's particular about Saugerties

  • Town and village, one plan list. The Village of Saugerties has its own government, with Village Hall on Partition Street, but the town and the village are both in Ulster County, so both see the Ulster County plan list: 34 Medicare Advantage plans for 2027. Greene County (49 plans) and Dutchess County (42 plans) have lists of their own, so doctors you see in either county have to be checked against the Ulster County plan you choose. A move out of your plan's service area, or to an address with new plan options, opens a Special Enrollment Period that runs for two full months after the move.
  • Getting to appointments. If you are 60 or older and registered with the Office for the Aging, you can ride UCAT or the Office for the Aging's wheelchair-accessible medical van free: two round trips a week for medical care and one for shopping. The van needs an advance reservation at (845) 334-8120, weekdays 8 to 4, and runs on availability. UCAT's KS route runs Monday to Saturday between the Saugerties Price Chopper Plaza and Kingston Plaza, and also serves Development Court, where the Office for the Aging is. If that's how you get around, the plan's doctors have to be somewhere those routes reach.
  • Medigap. In New York you can buy or switch Medigap in any month without health questions. Premiums are set by region, and I check the Department of Financial Services' published rates for yours.
  • Retiree and employer coverage first. State, school district and hospital retirees, and people still working at 65, have coverage that coordinates with Medicare in its own way. Whether an individual plan adds to it or cancels it comes before any comparison; NYSHIP retirees and Medicare while working past 65 cover the two most common cases.
Local resources

The Greco Senior Center and the Ulster County Office for the Aging

The Town's Senior Center, the Frank D. Greco Multi-Purpose Building at Market and Robinson Streets (207 Market Street for GPS), has weekday activities and a Senior Citizens Club for anyone 60 and over. On Tuesdays the County's Senior Café serves a hot lunch there to Ulster County residents 60 and over; reserve the day before at (845) 443-8836. A contribution is suggested, and no one is turned away. Homebound residents 60 and over can be referred for home-delivered meals at (845) 334-5125. The Ulster County Office for the Aging at 1003 Development Court in Kingston (845-340-3456) runs HIICAP, New York's free, unbiased Medicare counselling, with one-on-one appointments at the office or in the community. More on the Medicare Savings Program, Extra Help and EPIC. The HIICAP page has every county office. Statewide HIICAP line: 1-800-701-0501.

Saugerties Medicare facts for 2027

How we work from Saugerties

My office is in Clifton Park, and I work with Saugerties residents by phone, WhatsApp and video. A first call takes about fifteen minutes: your ZIP code, your doctors and where they are, your prescriptions, and any retiree, VA or Medicaid coverage. Nothing is decided on a first call.

What a Saugerties plan review covers

  1. Every doctor you see, checked against each plan's current directory, including HealthAlliance Hospital, the Saugerties Wellness Center and EmUrgentCare.
  2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
  3. Retiree, employer, VA or Medicaid coverage and exactly how each option would interact with it, plus a screening for the Medicare Savings Program and Extra Help.
  4. A written comparison with total yearly cost, gone through together by video or phone, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Ulster County. Nearby: Kingston · New Paltz · Catskill · Greene County.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Sources

How these pages are prepared · How I'm paid

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.

Questions

Common questions

Short answers to what people ask before they call.

Still have a question? Call (518) 902-8822 or book a call.

My urgent care and my doctor's office in Saugerties belong to Albany Med and St. Peter's. Does that change my plan list?

No. Medicare Advantage and Part D plans are filed by county and follow where you live, not where your doctors are, so a Saugerties address sees the Ulster County list. EmUrgentCare Saugerties on Route 9W is part of the Albany Med Health System, and the Saugerties Wellness Center on Route 212 is listed by St. Peter's Health Partners. What matters is whether each office, and the hospital you'd use, is in the directory of the Ulster County plan you choose, and I check each one by name.

Do Medicare Advantage plans in Saugerties include HealthAlliance Hospital?

It depends on the plan. HealthAlliance Hospital, at 105 Mary's Avenue in Kingston, is part of the Westchester Medical Center Health Network (WMCHealth). Before you enroll, I check the hospital and each of your doctors by name in the specific plan's directory for Ulster County.

I don't drive. How do I get to medical appointments from Saugerties?

If you are 60 or older and registered with the Ulster County Office for the Aging, you can ride UCAT buses or the Office for the Aging's wheelchair-accessible medical van free, up to two round trips a week for medical care and one for shopping. Van rides need an advance reservation at (845) 334-8120, weekdays 8 to 4, and depend on availability. UCAT's Kingston–Saugerties route runs Monday to Saturday between the Saugerties Price Chopper Plaza and Kingston Plaza. When you rely on rides like these, I check that a plan's doctors are somewhere you can reach.

Where is free Medicare counselling for Saugerties residents?

The Ulster County Office for the Aging at 1003 Development Court in Kingston, (845) 340-3456, runs HIICAP, New York's free and unbiased Medicare counselling program, with one-on-one appointments at the office or in the community. The statewide HIICAP line is 1-800-701-0501. HIICAP is the second opinion I recommend to anyone who wants one.

Do you meet Saugerties clients in person?

No. My office is in Clifton Park, and I work with Saugerties residents by phone, WhatsApp and video. A first call takes about fifteen minutes, and a full review works the same way over video or phone.

Reviews

What clients say

5.0 out of 5, 31 Google reviews

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He took the time to explain everything without making it confusing or making me feel rushed. He answered all of my questions … You can tell he actually cares about helping people instead of just trying to sell you something.

Aliyahh Z.Coverage review · Google

Ibrahim is my go-to guy for anything Medicare or Medicaid related. Anytime a friend or family member has questions, I send them straight to him. He knows his stuff and actually explains things instead of just rushing you through.

Asim C.Medicare & Medicaid · Google

Highly recommend Ibrahim for Medicare, Social Security, and all your insurance needs in Clifton Park! Knowledgeable, patient with seniors, and super quick to respond. A trusted local broker you can count on.

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He took the time to understand our different needs, explain every detail clearly … He is knowledgeable, patient, responsive, and genuinely cares about the people he helps.

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Very knowledgeable and attentive. He took great care of us. Process was simple and stress-free. I appreciate all his help. And would gladly recommend him to anyone looking for guidance on choosing the right plan.

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