Medicare agent for Highland and the Town of Lloyd

Where Highland residents get care

Highland has primary care in the hamlet, and the hospitals below are in Poughkeepsie and Kingston, run by two health systems that contract with Medicare Advantage carriers separately:

• Northwell Health — Northwell Health Primary Care at Highland, at 514 Route 299 (845-691-9200), with physicals, same-day sick visits, telehealth, medication management and screenings. Northwell also runs Vassar Brothers Medical Center, at 45 Reade Place in Poughkeepsie (845-454-8500).
• Westchester Medical Center Health Network (WMCHealth) — MidHudson Regional Hospital, at 241 North Road in Poughkeepsie (845-483-5000), and HealthAlliance Hospital, at 105 Mary's Avenue in Kingston (845-338-2500).

With a Medicare Advantage HMO, your primary-care doctor, your specialists, the hospital they admit to and, after a hospital stay, the rehab or nursing facility all have to be in the plan's directory for the year. Original Medicare with a Medigap policy has no network, so any provider that accepts Medicare works. None of these hospitals has a page of its own here; I check each one, and each of your doctors, by name in the plan's directory for Ulster County.

What's particular about Highland

• A hamlet, a town, two counties. Highland is a hamlet within the Town of Lloyd, which the county's 2024 hazard plan places in eastern Ulster County along the Hudson. Highland addresses see the Ulster County plan list: 34 Medicare Advantage plans for 2027. The Walkway Over the Hudson connects Highland to Poughkeepsie on the east bank, which is in Dutchess County (42 plans). Doctors in either county have to be checked against the Ulster County plan you choose. A move out of your plan's service area, or to an address with new plan options, opens a Special Enrollment Period that runs for two full months after the move.
• Getting to appointments. If you are 60 or older and registered with the Office for the Aging, you can ride UCAT or the Office for the Aging's wheelchair-accessible medical van free: two round trips a week for medical care and one for shopping. The van needs an advance reservation at (845) 334-8120, weekdays 8 to 4, and runs on availability. If that's how you get around, the plan's doctors have to be somewhere those rides reach.
• Medigap. In New York you can buy or switch Medigap in any month without health questions. Premiums are set by region, and I check the Department of Financial Services' published rates for yours.
• Retiree and employer coverage first. The county's hazard plan puts 18.3 percent of the town's residents at 65 or older. State, school district and hospital retirees, and people still working at 65, have coverage that coordinates with Medicare in its own way. Whether an individual plan adds to it or cancels it comes before any comparison; NYSHIP retirees and Medicare while working past 65 cover the two most common cases.

Highland Medicare facts for 2027

• Plans: 34 Medicare Advantage plans are sold in Ulster County for 2027, and I can enroll you in 32 of them. Every 2027 plan in Ulster County.
• Social Security office: Poughkeepsie Social Security Office, which serves Dutchess County (Poughkeepsie, Beacon, Fishkill, Wappingers Falls, Hopewell Junction, Hyde Park, Rhinebeck, Red Hook, Millbrook, Pawling, Pine Plains, Millerton and Dover Plains) and, because it has no office of its own, Ulster County, including Kingston, New Paltz, Saugerties, Woodstock, Rosendale, Highland, Marlboro, Wallkill and Ellenville. Medicare Part A and B sign-up runs through Social Security.
• Before you choose: Medicare Advantage vs Medigap in New York · reading your 2027 Annual Notice of Change · turning-65 checklist.

How we work from Highland

My office is in Clifton Park, and I work with Highland residents by phone, WhatsApp and video. A first call takes about fifteen minutes: your ZIP code, your doctors and where they are, your prescriptions, and any retiree, VA or Medicaid coverage. Nothing is decided on a first call.

What a Highland plan review covers

1. Every doctor you see, checked against each plan's current directory, including the hospital they admit to: Vassar Brothers, MidHudson Regional or HealthAlliance.
2. Prescriptions priced through each plan's formulary for the full year, at the pharmacy you actually use.
3. Retiree, employer, VA or Medicaid coverage and exactly how each option would interact with it, plus a screening for the Medicare Savings Program and Extra Help.
4. A written comparison with total yearly cost, gone through together by video or phone, and a plain statement of whether your current coverage should be left alone.

No fee for Medicare plan help. Request a review, or read the wider Medicare page for all of Ulster County. Nearby: New Paltz · Marlboro and Milton · Kingston · Poughkeepsie · Dutchess County.

Comparing agents? How to check any Medicare agent in New York, me included: the license lookup, the questions to ask and the disclosures to expect.

Run a business here too? Business insurance in Highland.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 81 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week. Insurers' legal names and home offices: carriers page.